Alleghany County property record for 75 Irwin St, Sparta, NC 28675 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1975 |
| Square Footage | 3,016 sqft Living Area |
| Lot Size | 26,572 sqft (0.61 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $144,500 (2019) |
| Tax Bill | $1,153.00 (2025) |
| Primary APN | 3071614720 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 3,016 sqft Living Area |
| 1st Floor | 1,508 sqft 1st Floor |
| Basement Area | 1,508 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Lot Area | 26,572 sqft (0.61 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 440 sqft Garage |
| Carport | Carport |
| Carport Area | 440 sqft Carport |
| Porch Area | 160 sqft Porch |
| Cooling System | Window A/C Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 76996 |
|---|---|
| Street Address | 75 IRWIN ST |
| City | SPARTA |
| State | NC |
| Zip | 28675-9205 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | ALLEGHANY NC |
| Minor Civil Division | GAP CIVIL |
| Census Blockgroup | 1 |
| Census Block | 1045 |
| Census Tract | 950200 |
Source: Alleghany County records · APN 3071614720
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 IRWIN ST, SPARTA, NC 28675-9205 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 16, 2019 | Warranty Deed, Transfer · Stand Alone First Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2019 · Amount on Record |
| Deed Sale | May 16, 2019 · Amount on Record |
| Deed Doc Number | 2019924 |
| Deed Book / Page | 399 / 1256 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 75 IRWIN ST, SPARTA, NC 28675-9205 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 419/1478 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 419/1478 |
| Instrument | 1831 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | May 16, 2019 |
| Property Address | 75 IRWIN ST, SPARTA, NC 28675-9205 |
| Document Number | 399/1256 |
| Book / Page | 399 / 1256 |
| Instrument Date | May 13, 2019 |
| Instrument | 924 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 IRWIN ST, SPARTA, NC 28675-9205 |
| Document Number | 00399/1258 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 399/1258 |
| Instrument | 925 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Municipality | Sparta Town |
| Unified School District | Alleghany County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,900 (-) Land $26,100 Building $141,800 | $167,900 (-) Land $26,100 Building $141,800 | |
| 2025 | $1,153.00 | ||
| 2023 | $167,900 Land $26,100 Building $141,800 | $167,900 Land $26,100 Building $141,800 |
75 Irwin St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Alleghany County (37005C), updated July 16, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,226 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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