75 Homer St, Providence, RI 02905 Property Records

Providence City property record for 75 Homer St, Providence, RI 02905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,326 sqft · built 1930
Lot Size	0.074 acres (3,216 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Oct 2020)
Tax Bill	$2,620 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PROV M:59 L:297`

Property Details

APN / Parcel Number

Primary APN	`PROV M:59 L:297`
Alternative APNs	`P:0590297 L:0000` `26867`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,326 sqft Living Area
Gross Area	2,710 sqft
1st Floor Area	650 sqft
Attic	Attic
Attic Area	162 sqft
Basement Area	650 sqft
Unfinished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,216 sqft (0.074 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	26867
Street Address	75 HOMER ST
City	PROVIDENCE
State	RI
Zip	02905-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Lot Number	297
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2000
Census Tract	102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Roger Williams Park Historic District listed 1966 · 24 contributing resources · NRIS 66000002

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 HOMER ST, PROVIDENCE, RI 02905-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Deed of Trust, Mortgage · Balloon Mortgage SANTANDER BANK NA
Oct 23, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage HOME LOAN AND INVESTMENT BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Aug 14, 2008 · Amount on Record
Deed Document Number	2020268579
Deed Book / Page	12883 / 54
Transfer Doc	11423-329
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	75 HOMER ST, PROVIDENCE, RI 02905-1320
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12713-282
Date	May 6, 2020
Book Page	12713/282
Instrument	2020255281

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Oct 23, 2020
Property Address	75 HOMER ST, PROVIDENCE, RI 02905-1320
Document Number	12883-54
Book / Page	12883 / 54
Instrument Date	Oct 21, 2020
Instrument	2020268579
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 HOMER ST, PROVIDENCE, RI 02905-1320

Mortgage

Document Number	2020268580
Date	Oct 23, 2020
Instrument	2020268580

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,620.00 (-44.55%)	$311,900 (+21.13%) Land $118,800 Building $193,100	$406,849
2023	$4,725.00 (+3.08%)	$257,500 (-) Land $75,300 Building $182,200
2022	$4,584.00	$257,500 Land $75,300 Building $182,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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