75 Hilltop Way, Toccoa, GA 30577 Property Records

Stephens County property record for 75 Hilltop Way, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,225 sqft · built 1958
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$81,000 (Apr 2018)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T29 154`

Property Details

APN / Parcel Number

Primary APN	`T29 154`
Alternative APN	`738600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,225 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Porch
Porch Area	311 sqft
Patio Area	192 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	738600
Street Address	75 HILLTOP WAY
City	TOCCOA
State	GA
Zip	30577-6136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 33 DOGWOOD HILLS S/D
Legal Subdivision	DOGWOOD HILLS
Legal Lot Number	33
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1016
Census Tract	970302

Owner

75 Hilltop Way is owned and occupied by two individuals who acquired it in April 2018.

Source: Stephens County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	75 HILLTOP WAY, TOCCOA, GA 30577-6136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Jan 9, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 4, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on File
Deed Sale	Apr 2, 2018 · Amount on File
Deed Document Number	0001146238
Deed Book / Page	1146 / 238
Last Transfer Date	Apr 4, 2018
Transfer Doc	0011460238
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	75 HILLTOP WAY, TOCCOA, GA 30577-6136
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 HILLTOP WAY, TOCCOA, GA 30577-6136

Mortgage

Document Number	0012760000000170
Date	Nov 29, 2021
Book Page	0000001276/0000000170
Instrument	000708

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	75 HILLTOP WAY, TOCCOA, GA 30577-6136
Document Number	0012000150
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	75 HILLTOP WAY TOCCOA GA 305776136, TOCCOA, GA 30577-6136

Mortgage

Document Number	0012000150
Date	Jan 24, 2020
Book Page	001200/000150

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 4, 2018
Property Address	75 HILLTOP WAY, TOCCOA, GA 30577-6136
Document Number	0011460238
Book / Page	001146 / 000238
Instrument Date	Apr 2, 2018
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	75 HILLTOP WAY TOCCOA GA 305776136, TOCCOA, GA 30577-6136

Mortgage

Document Number	11460252
Date	Apr 4, 2018
Book Page	001146/000252

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 75 Hilltop Way was $1,561.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,561.00	$44,761 Land $2,185 Building $42,576	$111,903 Land $5,463 Building $106,440
2023	$1,151.00 (+5.99%)	$32,549 (+6%) Land $2,185 Building $30,364	$81,372 (+5.99%) Land $5,463 Building $75,909
2022	$1,086.00	$30,708 Land $2,185 Building $28,523	$76,770 Land $5,463 Building $71,307

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 75 Hilltop Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Hilltop Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: Verizon.

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