75 Hill Top Rd, Canton, NC 28716 Property Records

Haywood County property record for 75 Hill Top Rd, Canton, NC 28716

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,025 sqft · built 1956
Lot Size1.12 acres (48,787 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Dec 2020)
Tax Bill$1,198 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN8645-53-7524

Property Details

APN / Parcel Number

Primary APN8645-53-7524
Alternative APN
  • 265058

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,025 sqft Heated Area
Gross Area1,157 sqft
1st Floor Area1,025 sqft
Basement Area600 sqft
Unfinished Basement600 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleConventional
Exterior MaterialVinyl
Roof MaterialAsphalt
Lot Area48,787 sqft (1.12 acres)
PorchSlab
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump
SewerSeptic

Location & Zoning

Account Number265058
Street Address75 HILL TOP RD
CityCANTON
StateNC
Zip28716-6112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#62-63 & PT #64 HAYWOOD COUNTY
Legal SubdivisionHAYWOOD COUNTY
Legal Unit62
JurisdictionHAYWOOD NC
Township / Civil DivisionPIGEON
Census Block Group2
Census Block2028
Census Tract921302

Owner

75 Hill Top Rd is owned and occupied by an individual who bought it in December 2020.

Source: Haywood County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address75 HILL TOP RD, CANTON, NC 28716-6112
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2020 · Amount on File
Deed SaleDec 17, 2020 · Amount on File
Prior SaleJan 4, 2017 · Amount on File
Deed Document Number202013503
Deed Book / Page1016 / 2160
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address75 HILL TOP RD, CANTON, NC 28716-6112
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011431210
DateDec 19, 2025
Book Page1143/1210
Instrument2025011032
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressWAYNESVILLE, NC 28786
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueNov 30, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 75 Hill Top Rd was $1,198.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$159,900 (-) Land $36,100 Building $123,800
2025$1,198.00$159,900 Land $36,100 Building $123,800$159,900 Land $36,100 Building $123,800
2023$159,900 Land $36,100 Building $123,800$159,900 Land $36,100 Building $123,800
2021$159,900 Land $36,100 Building $123,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Hill Top Rd in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims40 (1994–2024)
Claims Outside the SFHA12 of 40
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Remnants Of Tropical Storm Fred, Aug 2021 · 14 claims
  • Hurricane Ivan, Sep 2004 · 8 claims
  • Tropical Storm Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Hill Top Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 72% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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