75 High Valley Estates Dr, Alexander, NC 28701 Property Records

Buncombe County property record for 75 High Valley Estates Dr, Alexander, NC 28701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,937 sqft · built 1981
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on File
Last Sale	$574,000 (Jul 2026)
Tax Bill	$2,108 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`688525-2020-202`

Property Details

APN / Parcel Number

Primary APN	`688525-2020-202`
Alternative APNs	`9712-97-8020-00000` `971202967951000` `008262301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,937 sqft Living Area
Gross Area	2,886 sqft
1st Floor Area	1,486 sqft
Basement Area	1,400 sqft
Finished Basement	451 sqft
Unfinished Basement	949 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	58,806 sqft (1.35 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	42 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	688525-2020-202
Street Address	75 HIGH VALLEY ESTATES DR
City	ALEXANDER
State	NC
Zip	28701-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: HIGH VALLEY ESTATES LOT: 6 SECTION: 1 PLAT: 0042-0149
Legal Subdivision	HIGH VALLEY ESTATES
Legal Block	2
Legal Lot Number	6
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FRENCH BROAD
Census Block Group	2
Census Block	2018
Census Tract	2604

Owner

75 High Valley Estates Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Buncombe County records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	75 HIGH VALLEY ESTATES DR, ALEXANDER, NC 28701-9726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Mar 1, 2021	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	Mar 1, 2021 · Amount on File
Deed Document Number	2026
Deed Book / Page	6613 / 1233
Prior Transfer Date	May 15, 2013
Prior Transfer Doc	0051021314
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 21, 2026
Property Address	75 HIGH VALLEY ESTATES DR, ALEXANDER, NC 28701-9726
Document Number	6613001233
Book / Page	6613 / 1233
Instrument Date	Jul 15, 2026
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	BB AND T ML POST CLOSING, POST CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115,948.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 HIGH VALLEY ESTATES DR, ALEXANDER, NC 28701-9726

Mortgage

Document Number	6613001236,
Date	Jul 21, 2026
Book Page	6613/1236

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	75 HIGH VALLEY ESTATES DR, ALEXANDER, NC 28701-9726
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062740958
Date	Nov 9, 2022
Book Page	6274/958

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	113 Months
Due	Apr 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Mar 1, 2021
Property Address	75 HIGH VALLEY ESTATES DR, ALEXANDER, NC 28701-9726
Document Number	0060271875
Book / Page	6027 / 1875
Map Reference	MB 42 PG 149
Instrument Date	Mar 1, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$626.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 258, ALEXANDER, NC 28701-0258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 HIGH VALLEY ESTATES DR, ALEXANDER, NC 28701-9726

Mortgage

Document Number	60271878
Date	Mar 1, 2021
Instrument	6027/1878

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	75 HIGH VALLEY ESTATES DR, ALEXANDER, NC 28701-9726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056091426
Date	Nov 13, 2017
Book Page	5609/1426

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	75 HIGH VALLEY ESTATES DR, ALEXANDER, NC 28701-9726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058760654
Date	Mar 19, 2020
Book Page	5876/654

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 75 High Valley Estates Dr was $2,108, up 4.6% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,108.00 (+4.62%)	$272,500 Land $37,000 Building $235,500	$272,500 Land $37,000 Building $235,500
2024	$2,015.00 (+2.7%)
2023	$1,962.00	$272,500	$272,500 Land $37,000 Building $235,500
2021			$272,500 Land $37,000 Building $235,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 75 High Valley Estates Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 High Valley Estates Dr is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 96% of North Carolina
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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