75 Heritage Ct, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 75 Heritage Ct, Annapolis, MD 21401

Property Summary

Property Type	Condominium
Details	1.5 ba · 960 sqft · built 1973
Owner	2 Individual Names on Record
Last Sale	$230,000 (Apr 2022)
Tax Bill	$2,289 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-360-90028514`

Property Details

APN / Parcel Number

Primary APN	`06-360-90028514`
Alternative APNs	`6-360-90028514` `36090028514`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	480 sqft
Utility Area	32 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	36090028514
Street Address	75 HERITAGE CT
City	ANNAPOLIS
State	MD
Zip	21401-4201
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	UNIT 40 BLDG 5 SC 2 HILLTOP VILLAGE CONDO
Legal Subdivision	HILLTOP VILLAGE CONDO
Legal Block	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2024
Census Tract	706500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 HERITAGE CT, 40, ANNAPOLIS, MD 21401-4201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Prior Sale	Jan 4, 2005 · Amount on Record
Deed Book / Page	38653 / 1
Transfer Doc	0155010173
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 26, 2022
Property Address	75 HERITAGE CT, ANNAPOLIS, MD 21401-4201
Document Number	0386530001
Book / Page	38653 / 1
Map Reference	MB 19 PG 1-12
Instrument Date	Mar 8, 2022
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	75 HERITAGE CT # 40, 40, ANNAPOLIS, MD 21401-4201

Mortgage

Document Number	0000386539
Date	Apr 26, 2022
Instrument	38653/9

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2042

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	75 HERITAGE CT, ANNAPOLIS, MD 21401-4201
Document Number	0319610355
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 INDUSTRIAL DR ANNAPOLIS MD 214012942, ANNAPOLIS, MD 21401-2942

Mortgage

Document Number	0319610355
Date	Mar 29, 2018
Book Page	031961/000355

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,800 (+13.26%) Land $60,000 Building $155,800	$215,800 (-) Land $60,000 Building $155,800
2025	$2,289.00 (+6.61%) Homeowner's exemption	$190,533 (+36.1%)	$215,800 (+54.14%) Land $60,000 Building $155,800
2024	$2,147.00 (+6.82%)
2023	$2,010.00 Homeowner's exemption	$140,000 Land $60,000 Building $80,000	$140,000 Land $60,000 Building $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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