75 Harvard St, Malden, MA 02148 Property Records

Middlesex County and Malden City property record for 75 Harvard St, Malden, MA 02148

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,213 sqft · built 1920
Lot Size	0.124 acres (5,397 sqft)
Owner	2 Individual Names on File
Last Sale	$459,000 (Feb 2019)
Tax Bill	$8,080 (2026)
Deeds & Mortgages	Mar 2023 Refinance Dec 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MALD M:098 B:453 L:303`

Property Details

APN / Parcel Number

Primary APN	`MALD M:098 B:453 L:303`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,213 sqft Living Area
Gross Area	2,339 sqft
Basement Area	875 sqft
Unfinished Basement	875 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,397 sqft (0.124 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	75 HARVARD ST
City	MALDEN
State	MA
Zip	02148-7902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	453
Legal Lot Number	303
Jurisdiction	MALDEN MA
Township / Civil Division	MALDEN
Census Block Group	5
Census Block	5009
Census Tract	341800

Owner

75 Harvard St is owned and occupied by two individuals who bought it in February 2019.

Source: Middlesex County and Malden City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	75 HARVARD ST, MALDEN, MA 02148-7902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Dec 18, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WEBSTER BANK
Sep 16, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Feb 8, 2019	Quit Claim Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Aug 16, 2018	Quit Claim Deed, Transfer RESIDENTIAL CAPITAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2019 · Amount on File
Deed Sale	Feb 8, 2019 · Amount on File
Prior Sale	Aug 16, 2018 · Amount on File
Deed Book / Page	72212 / 509
Prior Transfer Date	Feb 7, 2019
Prior Transfer Doc	72212-509
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	75 HARVARD ST, MALDEN, MA 02148-7902
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081314-155
Date	Mar 9, 2023
Book Page	81314/155
Instrument	23688

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	75 HARVARD ST, MALDEN, MA 02148-7902
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083598-31
Date	Dec 18, 2024
Book Page	83598/31
Instrument	144644

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2045

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MALDEN MA
Property Address	75 HARVARD ST, MALDEN, MA 02148-7902
Document Number	73311-448
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	75 HARVARD ST MALDEN MA 021487902, MALDEN, MA 02148-7902

Mortgage

Document Number	73311-448
Date	Sep 20, 2019
Book Page	073311/000448
Instrument	143173

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MALDEN MA
Recording Date	Feb 8, 2019
Property Address	75 HARVARD ST, MALDEN, MA 02148-7902
Document Number	72212-509
Book / Page	072212 / 000509
Instrument Date	Feb 7, 2019
Instrument	16778
Transaction Type	Transfer
Record Updated	Feb 26, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.04
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 HARVARD ST MALDEN MA 021487902, MALDEN, MA 02148-7902

Mortgage

Document Number	72212-511
Date	Feb 8, 2019
Book Page	072212/000511
Instrument	16779

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MALDEN MA
Recording Date	Aug 16, 2018
Property Address	75 HARVARD ST, MALDEN, MA 02148-7902
Document Number	71481-245
Book / Page	71481 / 245
Instrument	125376
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.54
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	714810248
Date	Aug 16, 2018
Instrument	71481/0248

Lender

Name	RESIDENTIAL CAPITAL

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 75 Harvard St was $8,080, up 11,280.3% from the year before.

Source: Middlesex County and Malden City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Malden City
Unified School District	Malden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,080.00 (+11,280.28%)	$708,800 (+12.03%) Land $335,500 Building $363,800	$593,750 (-3.93%)
2025	$71.00 (-98.95%)	$632,700 (+9.67%) Land $302,000 Building $330,700	$618,070
2024	$6,744.00 (+1.67%)	$576,900 (+6.03%) Land $285,200 Building $291,700
2023	$6,633.00	$544,100 Land $260,000 Building $284,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Harvard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 75 Harvard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALDEN WATER DIVISION (MWRA) serves 66,263 people · EPA ID MA3165000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2016
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: Netafy, Starry, T-Mobile.

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