75 Hart St, Saluda, NC 28773 Property Records

Polk County property record for 75 Hart St, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,721 sqft · built 2006
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,729 (2026)
Deeds & Mortgages	Jul 2024 Mortgage Apr 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S5-E9`

Property Details

APN / Parcel Number

Primary APN	`S5-E9`
Alternative APN	`54720`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,721 sqft Finished Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	44,867 sqft (1.03 acres)
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	54720
Street Address	75 HART ST
City	SALUDA
State	NC
Zip	28773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	SPLIT .69 AC FROM S5-E8, CMB S5-E16 .34, 0S56 SALUDA RES AREA 56
Legal Subdivision	SALUDA RES AREA 56
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2043
Census Tract	920303

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	291 HART ST, SALUDA, NC 28773-6799
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Apr 17, 2017	Intrafamily Transfer, Transfer
Jan 24, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 1998
Deed Sale	Feb 28, 1998
Prior Sale	Dec 31, 1997
Deed Book / Page	245 / 1114
Last Transfer Date	Jan 18, 2017
Transfer Doc	00424/1225
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	75 HART ST, SALUDA, NC 28773-6776
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 HART ST, SALUDA, NC 28773-6799

Mortgage

Document Number	000486/682
Date	Jul 3, 2024
Book Page	486/682

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2039

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Apr 17, 2017
Property Address	75 HART ST, SALUDA, NC 28773-6776
Document Number	000426/202
Book / Page	426 / 202
Instrument Date	Apr 4, 2017
Instrument	004644200003
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 BREEZEMONT DR, WAYNESVILLE, NC 28786-4801

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jan 24, 2017
Property Address	75 HART ST, SALUDA, NC 28773-6776
Document Number	00424/1225
Book / Page	424 / 1225
Instrument Date	Jan 18, 2017
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 BREEZEMONT DR, WAYNESVILLE, NC 28786-4801

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	165 BREEZEMONT DR, WAYNESVILLE, NC 28786-4801

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Saluda City
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,729.00 (+7%)	$536,656 (-) Land $126,050 Building $410,606	$536,656 (-) Land $126,050 Building $410,606
2025	$5,354.00 (+17.36%)	$536,656 (+47.55%) Land $126,050 Building $410,606	$536,656 (+47.55%) Land $126,050 Building $410,606
2023	$4,562.00	$363,718 Land $100,750 Building $262,968
2021			$363,718 Land $100,750 Building $262,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALUDA serves 1,814 people · EPA ID NC0175020
Water Source	Purchased surface water from CITY OF HENDERSONVILLE
Last State Inspection	Jun 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hart St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures