Bergen County and Allendale Borough property record for 75 Harding Ave, Allendale, NJ 07401
| Property Type | Single Family Home |
|---|---|
| Details | 3,582 sqft · built 2018 |
| Lot Size | 0.405 acres (17,642 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,510,000 (Aug 2021) |
| Tax Bill | $36,043 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00506-0000-00004-01 |
| Primary APN | 01-00506-0000-00004-01 |
|---|
| Building Area | 3,582 sqft Living Area |
|---|
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 17,642 sqft (0.405 acres) |
| Street Address | 75 HARDING AVE |
|---|---|
| City | ALLENDALE |
| State | NJ |
| Zip | 07401-1329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .405 AC |
| Legal Subdivision | ALLENDALE HEIGHTS |
| Legal Block | 506 |
| Legal Lot Number | 4.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ALLENDALE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1001 |
75 Harding Ave is owned and occupied by two individuals who bought it in August 2021.
Source: Bergen County and Allendale Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 HARDING AVE, ALLENDALE, NJ 07401-1329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Aug 18, 2021 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG |
| Mar 11, 2019 | Deed of Trust, Mortgage CROSSCOUNTRY MTG |
| Aug 22, 2018 | Deed with Mortgage, Transfer PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on File |
| Deed Sale | Aug 18, 2021 · Amount on File |
| Prior Sale | Aug 22, 2018 · Amount on File |
| Deed Document Number | 2021132251 |
| Deed Book / Page | 4333 / 1842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 75 HARDING AVE, ALLENDALE, NJ 07401-1329 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037280622 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 3728/622 |
| Instrument | 2020092102 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 75 HARDING AVE, ALLENDALE, NJ 07401-1329 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0040780963 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 4078/963 |
| Instrument | 2021056583 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 18, 2021 |
| Property Address | 75 HARDING AVE, ALLENDALE, NJ 07401-1329 |
| Document Number | 0043331842 |
| Book / Page | 4333 / 1842 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 2021132251 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,846.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 SHAMROCK LN, 1, MEDWAY, MA 02053-1916 |
| Name | Verified Name |
|---|---|
| Address | 75 HARDING AVE, ALLENDALE, NJ 07401-1329 |
| Document Number | 2021132252 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021132252 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 75 HARDING AVE, ALLENDALE, NJ 07401-1329 |
| Document Number | 0034720505 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 75 HARDING AVE ALLENDALE NJ 074011329, ALLENDALE, NJ 07401-1329 |
| Document Number | 0034720505 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 003472/000505 |
| Instrument | 20006801 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 75 HARDING AVE, ALLENDALE, NJ 07401-1329 |
| Document Number | 0032101256 |
| Instrument Date | Mar 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 75 HARDING AVE ALLENDALE NJ 074011329, ALLENDALE, NJ 07401-1329 |
| Document Number | 0032101256 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | 003210/001256 |
| Instrument | 20228 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 31, 2049 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 22, 2018 |
| Property Address | 75 HARDING AVE, ALLENDALE, NJ 07401-1329 |
| Document Number | 0030350772 |
| Book / Page | 003035 / 000772 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 60662 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2018 |
| Title Company | BELMONT TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 75 HARDING AVE ALLENDALE NJ 07401, ALLENDALE, NJ 07401 |
| Document Number | 30350781 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | 003035/000781 |
| Instrument | 60662 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 21, 2048 |
The 2025 property tax bill for 75 Harding Ave was $36,043, up 0.3% from the year before.
Source: Bergen County and Allendale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Allendale Borough |
| Elementary School District | Allendale Borough School District (KG - 08) |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,026,900 (+14.16%) Land $621,000 Building $1,405,900 | $2,026,900 (+14.16%) Land $621,000 Building $1,405,900 | |
| 2025 | $36,043.00 (+0.33%) | $1,775,500 Land $606,000 Building $1,169,500 | $1,775,500 Land $606,000 Building $1,169,500 |
| 2024 | $35,926.00 | ||
| 2023 | $1,437,900 Land $485,900 Building $952,000 | $1,437,900 Land $485,900 Building $952,000 | |
| 2022 | $31,012.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 75 Harding Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 75 Harding Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NJ ALLENDALE WATER SYSTEM serves 6,702 people · EPA ID NJ0201001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Tetrachloroethylene resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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