75 Garrett Ln, Vincent, AL 35178 Property Records

St. Clair County property record for 75 Garrett Ln, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	1,564 sqft · built 1978
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Tax Bill	$353 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`31-05-16-0-002-019.000`

Property Details

APN / Parcel Number

Primary APN	`31-05-16-0-002-019.000`
Alternative APNs	`00515863` `515863` `35807`

Interior

Stories	1 Story
Building Area	1,564 sqft Living Area
1st Floor Area	1,564 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace

Location & Zoning

Account Number	00515863
Street Address	75 GARRETT LN
City	VINCENT
State	AL
Zip	35178-9317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR LT 14 WHITTENWOOD SD TH N 10.62 E 199' TO POB TH NW 104.58' E 230' SE 102.73' W 235' TO POB 16-18-3
Legal Range	03E
Legal Township	18S
Legal Section	16
Legal Subdivision	WHITTENWOOD S/D
Legal Lot Number	14
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1018
Census Tract	40213

Owner

Source: St. Clair County assessment roll, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	75 GARRETT LN, VINCENT, AL 35178-9317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Intrafamily Transfer, Transfer · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 26, 2018	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2021
Deed Sale	Sep 13, 2021
Deed Book / Page	2021 / 12091
Prior Transfer Date	Aug 25, 2021
Prior Transfer Doc	0000012091
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR AL
Recording Date	Sep 13, 2021
Property Address	75 GARRETT LN, VINCENT, AL 35178-9317
Document Number	0000012091
Book / Page	DEED 2021 / 12091
Map Reference	MB 1962 PG 38
Instrument Date	Aug 25, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 GARRETT LN, VINCENT, AL 35178-9317

Mortgage

Document Number	MTG202161686
Date	Sep 13, 2021
Instrument	MTG 2021/61686

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Mar 1, 2047

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR AL
Property Address	75 GARRETT LN, VINCENT, AL 35178-9317
Document Number	0000043464
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 GARRETT LN VINCENT AL 351789317, VINCENT, AL 35178-9317

Mortgage

Document Number	0000043464
Date	Dec 26, 2018
Instrument	43464

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$353.00 (+16.5%)	$11,160 (-49.89%)	$111,360 (-)
2023		$22,272 (+128.38%) Land $2,940 Building $19,332	$111,360 (+14.19%) Land $14,700 Building $96,660
2022	$303.00 Homeowner's exemption	$9,752 Land $1,560 Building $8,192	$97,520 Land $15,600 Building $81,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Coosa Valley Technologies Fiber	1,000 / 1,000
Cable One Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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