Essex County and Lawrence City property record for 75 Garfield St, Lawrence, MA 01843
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,380 sqft · built 1900 |
| Lot Size | 0.123 acres (5,378 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,900 (Oct 2018) |
| Tax Bill | $4,453 (2026) |
| Deeds & Mortgages | Jun 2025 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 99 0000 0015 A |
| Primary APN | 99 0000 0015 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 2,928 sqft |
| Basement Area | 904 sqft |
| Unfinished Basement | 904 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,378 sqft (0.123 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 99 0000 0015 A |
|---|---|
| Street Address | 75 GARFIELD ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01843-2253 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Lot Number | 15 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 251700 |
75 Garfield St, a duplex, is owned and occupied by an individual who bought it in October 2018.
Source: Essex County and Lawrence City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 75 GARFIELD ST, LAWRENCE, MA 01843-2253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 13, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) TD BANK NA |
| Oct 11, 2018 | Quit Claim Deed, Transfer SANTANDER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2018 · Amount on File |
| Deed Sale | Oct 11, 2018 · Amount on File |
| Prior Sale | Dec 30, 2010 · Amount on File |
| Deed Book / Page | 15645 / 50 |
| Transfer Doc | 0015645-50 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 75 GARFIELD ST, LAWRENCE, MA 01843-2253 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0018304-24 |
|---|---|
| Date | Jun 13, 2025 |
| Book Page | 18304/24 |
| Instrument | 9572 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Oct 11, 2018 |
| Property Address | 75 GARFIELD ST, LAWRENCE, MA 01843-2253 |
| Document Number | 15645-50 |
| Book / Page | 15645 / 50 |
| Instrument | 24903 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30.92 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 156450058 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 15645/0058 |
| Name | SANTANDER BANK NA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 11, 2048 |
The 2026 property tax bill for 75 Garfield St was $4,453, up 9.3% from the year before.
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,453.00 (+9.3%) | $515,400 (+11.32%) Land $136,700 Building $378,700 | $622,006 |
| 2025 | $4,074.00 (+2.52%) | $463,000 (+7.77%) Land $105,600 Building $357,400 | |
| 2024 | $3,974.00 (+2.48%) | $429,600 (+12.55%) Land $114,300 Building $315,300 | |
| 2023 | $3,878.00 | $381,700 Land $106,000 Building $275,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 75 Garfield St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 75 Garfield St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures