75 Gardner Rd, Lincoln, ME 04457 Property Records

Penobscot County and Lincoln Town property record for 75 Gardner Rd, Lincoln, ME 04457

Property Summary

Property Type	Single Family Home
Lot Size	136 acres (5,956,830 sqft)
Owner	Individual Name on Record
Tax Bill	$11,771 (2025)
Deeds & Mortgages	Mar 2021 Refinance Jun 2018 Mortgage + 2 more
APN	`LNCN M:027 L:046`

Property Details

APN / Parcel Number

Primary APN	`LNCN M:027 L:046`
Alternative APN	`3921`

Exterior

Lot Area	5,956,830 sqft (136 acres)

Location & Zoning

Account Number	3921
Street Address	75 GARDNER RD
City	LINCOLN
State	ME
Zip	04457-4464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DOWNTO
Legal Lot Number	46
Jurisdiction	LINCOLN ME
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1019
Census Tract	27000

Owner

Source: Penobscot County and Lincoln Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 GARDNER RD, LINCOLN, ME 04457-4464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MACHIAS SAVINGS BANK
Jun 12, 2018	Deed of Trust, Mortgage MACHIAS SAVINGS BK
Dec 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MACHIAS SAVINGS BANK
Oct 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MACHIAS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN ME
Property Address	75 GARDNER RD, LINCOLN, ME 04457-4464
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159310128
Date	Mar 12, 2021
Book Page	15931/128
Instrument	7927

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Apr 1, 2030

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN ME
Property Address	75 GARDNER RD, LINCOLN, ME 04457-4464
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148360307
Date	Jun 12, 2018
Book Page	14836/0307
Instrument	000000015536

Lender

Name	MACHIAS SAVINGS BK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN ME
Property Address	75 GARDNER RD, LINCOLN, ME 04457-4464
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153840220
Date	Dec 16, 2019
Book Page	15384/220
Instrument	38721

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN ME
Property Address	75 GARDNER RD, LINCOLN, ME 04457-4464
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157270148
Date	Oct 6, 2020
Book Page	15727/148
Instrument	32704

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

Source: Penobscot County and Lincoln Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Lincoln Town
Unified School District	Regional School Unit 67 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,771.00 (+8.92%)	$676,500 (+28.95%) Land $117,000 Building $559,500
2024	$10,807.00 (+4.31%)	$524,632 (+30.25%) Land $94,232 Building $430,400
2023	$10,360.00 (+17.29%)	$402,800 (+0.32%) Land $71,700 Building $331,100
2022	$8,833.00	$401,500 Land $70,400 Building $331,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1994–2017)
Most Recent Claim	Dec 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Outer Reach Broadband Fixed Wireless	400 / 100
Redzone Wireless Fixed Wireless	50 / 15

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