Camden County and Berlin Borough property record for 75 Gardens Ave, Berlin, NJ 08009
| Property Type | Single Family Home |
|---|---|
| Details | 2,554 sqft · built 1955 |
| Lot Size | 0.517 acres (22,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $570,000 (Jul 2026) |
| Tax Bill | $10,597 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02004-0000-00001 |
| Primary APN | 05-02004-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,554 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 22,500 sqft (0.517 acres) |
| Lot Dimensions | 180 ft deep x 125 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0504305000000006 |
|---|---|
| Street Address | 75 GARDENS AVE |
| City | BERLIN |
| State | NJ |
| Zip | 08009-2127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 2004 |
| Legal Lot Number | 1 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | BERLIN |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 608700 |
75 Gardens Ave is owned and occupied by an individual who bought it in July 2026.
Source: Camden County and Berlin Borough records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 75 GARDENS AVE, BERLIN, NJ 08009-2127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed, Transfer · Conventional Mortgage NFM LENDING |
| Nov 20, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2026 · Amount on File |
| Deed Sale | Jul 27, 2026 · Amount on File |
| Deed Document Number | 202647497 |
| Deed Book / Page | 13144 / 566 |
| Prior Transfer Date | Oct 12, 2016 |
| Prior Transfer Doc | 0000083302 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Jul 27, 2026 |
| Property Address | 75 GARDENS AVE, BERLIN, NJ 08009-2127 |
| Document Number | 0000047497 |
| Book / Page | 13144 / 566 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202647497 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57,570.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 GARDENS AVE, BERLIN, NJ 08009-2127 |
| Document Number | 0000047498, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202647498 |
| Name | NFM LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 75 GARDENS AVE, BERLIN, NJ 08009-2127 |
| Document Number | 0000001703 |
| Book / Page | 010799 / 000062 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2018 |
| Title Company | COMMONWEALTH AGENCY, INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1000 JACKSON RD ATCO NJ 080041235, ATCO, NJ 08004-1235 |
| Document Number | 0000001703 |
|---|---|
| Date | Jan 9, 2018 |
| Book Page | 010799/000062 |
| Instrument | 1703 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | PO BOX 1290, WHITEVILLE, NC 28472-1290 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 75 Gardens Ave was $10,597, up 1.8% from the year before.
Source: Camden County and Berlin Borough assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Berlin Borough |
| Elementary School District | Berlin Borough School District (KG - 08) |
| Secondary School District | Eastern Camden County Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,200 (-) Land $80,900 Building $224,300 | $305,200 (-) Land $80,900 Building $224,300 | |
| 2025 | $10,597.00 (+1.8%) | $305,200 Land $80,900 Building $224,300 | $305,200 Land $80,900 Building $224,300 |
| 2024 | $10,410.00 | ||
| 2023 | $305,200 Land $80,900 Building $224,300 | $305,200 Land $80,900 Building $224,300 | |
| 2022 | $10,318.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 75 Gardens Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1979–2009) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Dec 2009 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 75 Gardens Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERLIN WATER DEPARTMENT serves 12,991 people · EPA ID NJ0405001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - WESTERN |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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