75 Freeman Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 75 Freeman Rd, Charlton, MA 01507 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,171 sqft · built 2001
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Aug 2022)
Tax Bill	$7,282 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0058 B:000A L:00001-5`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0058 B:000A L:00001-5`
Alternative APNs	`CHRL M:0058 B:000A L:00001-5` `M:0058 B:000A L:00001=5`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,171 sqft Living Area
Gross Area	6,242 sqft
Basement Area	1,415 sqft
Unfinished Basement	1,415 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	60,113 sqft (1.38 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	75 FREEMAN RD
City	CHARLTON
State	MA
Zip	01507-1374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CHARLTON
Legal Block	A
Legal Lot Number	1-5
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	4
Census Block	4037
Census Tract	756102

Owner

Source: Worcester County and Charlton Town records · APN CHAR M:0058 B:000A L:00001-5

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	75 FREEMAN RD, CHARLTON, MA 01507-1374
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK
Aug 19, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage STONEHAM COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Oct 28, 2016 · Amount on Record
Deed Book / Page	68094 / 197
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	75 FREEMAN RD, CHARLTON, MA 01507-1374
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072330-273
Date	Jul 31, 2025
Book Page	72330/273
Instrument	63343

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2050

Interest

Rate Type	Adjustable Rate

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Aug 19, 2022
Property Address	75 FREEMAN RD, CHARLTON, MA 01507-1374
Document Number	068094-197
Book / Page	68094 / 197
Instrument Date	Aug 19, 2022
Instrument	91652
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	75 FREEMAN RD, CHARLTON, MA 01507-1374

Mortgage

Document Number	0000091653
Date	Aug 19, 2022
Instrument	91653

Lender

Name	STONEHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Charlton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,282.00 (+3.32%)	$654,300 (+5.28%) Land $111,100 Building $543,200	$811,110 (+4.92%)
2024	$7,048.00 (+0.14%)	$621,500 (+7.47%) Land $105,100 Building $516,400	$773,110
2023	$7,038.00	$578,300 Land $105,100 Building $473,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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