75 Franklin St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 75 Franklin St, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,282 sqft · built 1875
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$81,000 (Oct 1994)
Tax Bill	$7,193 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Dec 2018 Line of Credit + 1 more
APN	`BELC M:260 L:25`

Property Details

APN / Parcel Number

Primary APN	`BELC M:260 L:25`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,282 sqft Living Area
Gross Area	6,948 sqft
Basement Area	1,084 sqft
Unfinished Basement	1,084 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	75 FRANKLIN ST
City	BELCHERTOWN
State	MA
Zip	01007-8927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A4
Legal Lot Number	25
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1003
Census Tract	820205

Owner

75 Franklin St is owned and occupied by two individuals who bought it in October 1994.

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	75 FRANKLIN ST, BELCHERTOWN, MA 01007-8927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Line of Credit FREEDOM CU
Dec 26, 2018	Deed of Trust, Mortgage · Line of Credit FREEDOM CU
Dec 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 1994 · Amount on File
Deed Sale	Oct 31, 1994 · Amount on File
Deed Book / Page	4581 / 112
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	75 FRANKLIN ST, BELCHERTOWN, MA 01007-8927
Document Number	13699-200
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 FRANKLIN ST BELCHERTOWN MA 010078927, BELCHERTOWN, MA 01007-8927

Mortgage

Document Number	13699-200
Date	Jul 17, 2020
Book Page	013699/000200
Instrument	13701

Lender

Name	FREEDOM CU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 16, 2040

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	75 FRANKLIN ST, BELCHERTOWN, MA 01007-8927
Document Number	13178-17
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 FRANKLIN ST BELCHERTOWN MA 010078927, BELCHERTOWN, MA 01007-8927

Mortgage

Document Number	13178-17
Date	Jan 11, 2019
Book Page	013178/000017
Instrument	607

Lender

Name	FREEDOM CU

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 10, 2039

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	75 FRANKLIN ST, BELCHERTOWN, MA 01007-8927
Document Number	13178-1
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 FRANKLIN ST BELCHERTOWN MA 010078927, BELCHERTOWN, MA 01007-8927

Mortgage

Document Number	13178-1
Date	Jan 11, 2019
Book Page	013178/000001
Instrument	606

Lender

Name	FREEDOM CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 10, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 75 Franklin St was $7,193, up 3.6% from the year before.

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,193.00 (+3.57%)	$495,700 (+9.35%) Land $74,200 Building $421,500	$509,200 (+9.61%)
2024	$6,945.00 (+0.84%)	$453,300 (+7.42%) Land $67,100 Building $386,200	$464,550
2023	$6,887.00	$422,000 Land $62,700 Building $359,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 75 Franklin St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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