Pendleton County property record for 75 Flat Ridge Dr, Butler, KY 41006
| Property Type | Single Family Home |
|---|---|
| Details | 976 sqft · built 2005 |
| Lot Size | 0.95 acres (41,386 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $157,600 (Dec 2018) |
| Tax Bill | $1,798 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-00-00-040.04 |
| Primary APN | 056-00-00-040.04 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 976 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 41,386 sqft (0.95 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 75 FLAT RIDGE DR |
|---|---|
| City | BUTLER |
| State | KY |
| Zip | 41006-8002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 8 & 9 (.9501 ACRES) & HOUSE |
| Legal Subdivision | FLAT RIDGE |
| Legal Lot Number | 8,9 |
| Jurisdiction | PENDLETON KY |
| Township / Civil Division | BUTLER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 930101 |
Source: Pendleton County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 75 FLAT RIDGE DR, BUTLER, KY 41006-8002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 20, 2018 | Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on Record |
| Deed Sale | Dec 20, 2018 · Amount on Record |
| Prior Sale | Apr 21, 2015 · Amount on Record |
| Deed Document Number | 125466 |
| Deed Book / Page | D351 / 124 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDLETON KY |
| Property Address | 75 FLAT RIDGE DR, BUTLER, KY 41006-8002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|
| Document Number | M398/398 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | M398/398 |
| Instrument | 534459 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDLETON KY |
| Property Address | 75 FLAT RIDGE DR, BUTLER, KY 41006-8002 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | CERTIFIED TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | M389/318 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | M389/318 |
| Instrument | 522304 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PENDLETON KY |
| Recording Date | Dec 20, 2018 |
| Property Address | 75 FLAT RIDGE DR, BUTLER, KY 41006-8002 |
| Document Number | 00D351/124 |
| Book / Page | D351 / 124 |
| Map Reference | CAB 2 SL 212A |
| Instrument Date | Dec 7, 2018 |
| Instrument | 125466 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | MATTINGLY-FORD TITLE SERVICES, MATTINGLY FORD TITLE SERVICE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 TUNDRA HILL CT, 103, GEORGETOWN, KY 40324-7906 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 75 FLAT RIDGE DR, BUTLER, KY 41006-8002 |
| Document Number | 0000125467 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 125467 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Pendleton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Pendleton County |
| Unified School District | Pendleton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,798.00 (-5.32%) Homeowner's exemption | $183,000 (-) | $183,000 (-) |
| 2023 | $1,899.00 Homeowner's exemption | $183,000 | $183,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST PENDLETON WATER DISTRICT serves 5,515 people · EPA ID KY0960112 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Verizon Fixed Wireless | 300 / 20 |
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