Otsego County and Otego Town property record for 75 Fair St, Otego, NY 13825
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,996 sqft · built 1977 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $192,000 (May 2024) |
| Tax Bill | $5,534 (2026) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Jan 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 364801 317.15-1-29.00 |
| Primary APN | 364801 317.15-1-29.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,996 sqft Living Area |
| 1st Floor Area | 1,996 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 160 ft deep x 90 ft wide |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 140 sqft |
| Canopy | 64 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 032805 |
|---|---|
| Street Address | 75 FAIR ST |
| City | OTEGO |
| State | NY |
| Zip | 13825-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 1 |
| Legal Lot Number | 29.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | OTEGO |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 591401 |
Source: Otsego County and Otego Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 75 FAIR ST, OTEGO, NY 13825-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage RELIANT HOME FUNDING |
| Jan 12, 2018 | Grant Deed, Transfer |
| May 22, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2024 · Amount on Record |
| Deed Sale | May 28, 2024 · Amount on Record |
| Prior Sale | Jan 12, 2018 · Amount on Record |
| Deed Document Number | 20242024-1997 |
| Prior Transfer Date | May 8, 2017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | May 28, 2024 |
| Property Address | 75 FAIR ST, OTEGO, NY 13825-2306 |
| Document Number | 0000000997 |
| Instrument Date | May 14, 2024 |
| Instrument | 2024-1997 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 266 CYPRESS DR, MASTIC BEACH, NY 11951-1710 |
| Document Number | 0000000998 |
|---|---|
| Date | May 28, 2024 |
| Instrument | 2024-1998 |
| Name | RELIANT HOME FUNDING |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jan 12, 2018 |
| Property Address | 75 FAIR ST, OTEGO, NY 13825-2306 |
| Document Number | 0000000199 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 199 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 AVERILL ST OTEGO NY 138257700, OTEGO, NY 13825-7700 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | May 22, 2017 |
| Property Address | 75 FAIR ST, OTEGO, NY 13825-2306 |
| Document Number | 0000002320 |
| Instrument Date | May 8, 2017 |
| Instrument | 2320 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 20, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4425 PONCE DE LEON BLVD CORAL GABLES FL 331461837, CORAL GABLES, FL 33146-1837 |
Source: Otsego County and Otego Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Otego Town |
| Municipality | Otego Village |
| Unified School District | Otego-Unadilla Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,534.00 (+1.41%) | ||
| 2025 | $5,457.00 | $190,000 (-) Land $23,300 Building $166,700 | $250,000 (+22.37%) Land $30,658 Building $219,342 |
| 2023 | $190,000 Land $23,300 Building $166,700 | $204,301 Land $25,054 Building $179,247 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2006–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTEGO VILLAGE serves 1,010 people · EPA ID NY3800155 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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