75 Emmaus Rd, Cleveland, AL 35049 Property Records

Blount County property record for 75 Emmaus Rd, Cleveland, AL 35049

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,257 sqft · built 2018
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$498 (2026)
Deeds & Mortgages	Apr 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-06-13-0-000-037.015`

Property Details

APN / Parcel Number

Primary APN	`14-06-13-0-000-037.015`
Alternative APNs	`052831` `52831` `59790`

Interior

Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,257 sqft Living Area
1st Floor Area	1,257 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	59790
Street Address	75 EMMAUS RD
City	CLEVELAND
State	AL
Zip	35049-4001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 HORIZONS, MC/A2006 PG114--
Legal Range	01W
Legal Township	12S
Legal Section	13
Legal Subdivision	HORIZONS
Legal Lot Number	13
Jurisdiction	BLOUNT AL
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2019
Census Tract	50200

Owner

75 Emmaus Rd is owned and occupied by two individuals who acquired it in May 2018.

Source: Blount County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	75 EMMAUS RD, CLEVELAND, AL 35049-4001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage FIRST COMMUNITY MORTGAGE INC
May 9, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2018
Deed Sale	May 9, 2018
Deed Book / Page	2018 / 11256
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	75 EMMAUS RD, CLEVELAND, AL 35049-4001
Transaction Type	Mortgage
Record Updated	Apr 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/14953
Date	Apr 28, 2021
Book Page	2021/14953
Instrument	10026723

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	May 9, 2018
Property Address	75 EMMAUS RD, CLEVELAND, AL 35049-4001
Document Number	2018/11256
Book / Page	2018 / 11256
Instrument Date	Apr 20, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	817 UNDERWOOD AVE, 817, ONEONTA, AL 35121-1809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 EMMAUS RD, CLEVELAND, AL 35049-4001

Mortgage

Document Number	2018/11258
Date	May 9, 2018
Book Page	2018/11258

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 75 Emmaus Rd was $498 with exemptions applied, up 7.3% from the year before.

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$498.00 (+7.33%) Homeowner's exemption Senior Citizen's exemption
2025	$464.00 (-1.07%)	$19,080 (-1.04%)	$190,840 (-1.01%) Land $10,000 Building $180,840
2024	$469.00 (+5.87%) Homeowner's exemption	$19,280 (+5.36%) Land $1,000 Building $18,280	$192,780 (+5.3%) Land $10,000 Building $182,780
2023	$443.00 (+17.82%) Homeowner's exemption	$18,300 (+16.56%) Land $1,000 Building $17,300	$183,080 (+16.63%) Land $10,000 Building $173,080
2022	$376.00 Homeowner's exemption	$15,700 Land $1,000 Building $14,700	$156,980 Land $10,000 Building $146,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Emmaus Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Emmaus Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

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