Passaic County and Clifton City property record for 75 Elm St, Clifton, NJ 07013
| Property Type | Single Family Home |
|---|---|
| Details | 3,054 sqft · built 1977 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $560,000 (Mar 2006) |
| Tax Bill | $15,666 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00036-15-00011 |
| Primary APN | 02-00036-15-00011 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,054 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 75 ELM ST |
|---|---|
| City | CLIFTON |
| State | NJ |
| Zip | 07013-1941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B1 |
| Legal Subdivision | BI-CENTENNIAL ESTATE |
| Legal Block | 36.15 |
| Legal Lot Number | 11 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | CLIFTON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 124500 |
75 Elm St is owned and occupied by an individual who bought it in March 2006.
Source: Passaic County and Clifton City records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 75 ELM ST, CLIFTON, NJ 07013-1941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEARNY BANK |
| Jan 20, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CELTIC BANK CORPORATION |
| Mar 10, 2025 | Deed of Trust, Mortgage · Commercial Mortgage UNITY BANK |
| Mar 10, 2025 | Deed of Trust, Mortgage · Commercial Mortgage UNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2006 · Amount on File |
| Deed Sale | Mar 2, 2006 · Amount on File |
| Deed Book / Page | 1185 / 208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 75 ELM ST, CLIFTON, NJ 07013-1941 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | TITLE US LLC, TITLE TRUST LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000042793 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | M17244/185 |
| Instrument | 2021042793 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 75 ELM ST, CLIFTON, NJ 07013-1941 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000004542 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | M17746/289 |
| Instrument | 2022004542 |
| Name | CELTIC BANK CORPORATION |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Nov 12, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 75 ELM ST, CLIFTON, NJ 07013-1941 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 557 US HIGHWAY 130, HAMILTON, NJ 08691-2201 |
| Document Number | 0000008628 |
|---|---|
| Date | Mar 10, 2025 |
| Book Page | M19297/164 |
| Instrument | 2025008628 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 75 ELM ST, CLIFTON, NJ 07013-1941 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 557 US HIGHWAY 130, ROBBINSVILLE, NJ 08691-2201 |
| Document Number | 0000008627 |
|---|---|
| Date | Mar 10, 2025 |
| Book Page | M19297/150 |
| Instrument | 2025008627 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 75 Elm St was $15,666, up 3.3% from the year before.
Source: Passaic County and Clifton City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Clifton City |
| Unified School District | Clifton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,600 (-) Land $86,900 Building $168,700 | $255,600 (-) Land $86,900 Building $168,700 | |
| 2025 | $15,666.00 (+3.26%) | $255,600 Land $86,900 Building $168,700 | $255,600 Land $86,900 Building $168,700 |
| 2024 | $15,172.00 | ||
| 2023 | $255,600 Land $86,900 Building $168,700 | $255,600 Land $86,900 Building $168,700 | |
| 2022 | $14,594.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 75 Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 75 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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