75 Elm Rd, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 75 Elm Rd, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	1,552 sqft · built 1954
Lot Size	0.349 acres (15,184 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Aug 2022)
Tax Bill	$12,917 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00004-0000-00001-32`

Property Details

APN / Parcel Number

Primary APN	`03-00004-0000-00001-32`
Alternative APNs	`03000040000000010032` `00000090`

Interior

Building Area	1,552 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	15,184 sqft (0.349 acres)
Lot Dimensions	146 ft deep x 104 ft wide

Location & Zoning

Account Number	00000090
Street Address	75 ELM RD
City	CALDWELL
State	NJ
Zip	07006-5324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	104X146 IRR
Legal Block	4
Legal Lot Number	1.32
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	2
Census Block	2004
Census Tract	21701

Owner

75 Elm Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	75 ELM RD, CALDWELL, NJ 07006-5324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Mar 19, 2021	Deed of Trust, Mortgage · Line of Credit LAKELAND BANK
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Feb 7, 2012 · Amount on File
Deed Document Number	202280915
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 31, 2022
Property Address	75 ELM RD, CALDWELL, NJ 07006-5324
Document Number	0000080915
Instrument Date	Jul 2, 2022
Instrument	2022080915
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 BRITTANY RD, 14, MONTVILLE, NJ 07045-9548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 ELM RD, CALDWELL, NJ 07006-5324

Mortgage

Document Number	0000080916
Date	Aug 31, 2022
Instrument	2022080916

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	75 ELM RD, CALDWELL, NJ 07006-5324
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021033808
Date	Mar 19, 2021
Instrument	2021033808

Lender

Name	LAKELAND BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	279 Months
Due	Jun 29, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	75 ELM RD, CALDWELL, NJ 07006-5324
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	TITLE ON DEMAND/NJ INC, TITLE ON DEMAND OF NJ INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021022552
Date	Feb 26, 2021
Instrument	2021022552

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	75 ELM RD, CALDWELL, NJ 07006-5324
Document Number	0000061964
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 ELM RD CALDWELL NJ 070065324, CALDWELL, NJ 07006-5324

Mortgage

Document Number	0000061964
Date	Jul 8, 2019
Instrument	61964

Lender

Name	LAKELAND BK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 7, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 75 Elm Rd was $12,917, up 2.3% from the year before.

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,600 (-) Land $264,700 Building $131,900	$396,600 (-) Land $264,700 Building $131,900
2025	$12,917.00 (+2.3%)	$396,600 Land $264,700 Building $131,900	$396,600 Land $264,700 Building $131,900
2024	$12,627.00
2023		$396,600 Land $264,700 Building $131,900	$396,600 Land $264,700 Building $131,900
2022	$11,989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Elm Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Elm Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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