Jefferson County property record for 75 el Rancho Dr, Cedar Hill, MO 63016
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,176 sqft · built 1985 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $156,000 (Sep 2015) |
| Tax Bill | $2,183 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-6.0-24.0-4-001-010.01 |
| Primary APN | 06-6.0-24.0-4-001-010.01 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 1,668 sqft |
| 1st Floor Area | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 492 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 324 sqft |
| Patio Area | 792 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 75 EL RANCHO DR |
|---|---|
| City | CEDAR HILL |
| State | MO |
| Zip | 63016-2424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | EL CHAPARREL ESTS 2 LOT 75 & PT LOT 74 |
| Legal Range | 3E |
| Legal Township | 42N |
| Legal Section | 24 |
| Legal Subdivision | EL CHAPARREL ESTS 2 |
| Legal Block | 2 |
| Legal Lot Number | 75,74 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 700504 |
75 el Rancho Dr is owned and occupied by two individuals who bought it in September 2015.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 EL RANCHO DR, CEDAR HILL, MO 63016-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| May 19, 2020 | Deed of Trust, Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2015 · Amount on File |
| Deed Sale | Sep 1, 2015 · Amount on File |
| Prior Sale | Feb 3, 2005 · Amount on File |
| Deed Document Number | 201528381 |
| Prior Transfer Date | Oct 27, 2004 |
| Prior Transfer Doc | 0000006106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 75 EL RANCHO DR, CEDAR HILL, MO 63016-2424 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 75 EL RANCHO DR, CEDAR HILL, MO 63016-2424 |
| Document Number | 0000025926 |
|---|---|
| Date | Oct 16, 2024 |
| Instrument | 2024R-025926 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 75 EL RANCHO DR, CEDAR HILL, MO 63016-2424 |
| Document Number | 0000018310 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 75 EL RANCHO DR CEDAR HILL MO 630162424, CEDAR HILL, MO 63016-2424 |
| Document Number | 0000018310 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 18310 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63005 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 27, 2050 |
The 2025 property tax bill for 75 el Rancho Dr was $2,183, up 7.5% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Northwest R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,200 (-) Land $1,900 Building $27,300 | $153,900 (-) Land $10,200 Building $143,700 | |
| 2025 | $2,183.00 (+7.54%) | $29,200 Land $1,900 Building $27,300 | $153,900 (-) Land $10,200 Building $143,700 |
| 2024 | $2,030.00 (+0.35%) | $153,900 (+9.15%) Land $10,200 Building $143,700 | |
| 2023 | $2,023.00 | $26,800 Land $1,900 Building $24,900 | $141,000 Land $10,200 Building $130,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 75 el Rancho Dr in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 69 (1982–2026) |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 75 el Rancho Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON CO PWSD 8 serves 4,733 people · EPA ID MO6024300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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