Flagler County property record for 75 Edward Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,081 sqft · built 2021 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $42,000 (Mar 2020) |
| Tax Bill | $5,348 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7034-01310-0270 |
| Primary APN | 07-11-31-7034-01310-0270 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,081 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 75 EDWARD DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 34 BLOCK 00131 LOT 0027 SUBDIVISION COMPLETION YEAR 1982 OR 553 PG 1539OR 561/1936 OR 2424/1688 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 131 |
| Legal Lot Number | 27 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 60218 |
75 Edward Dr is owned and occupied by two individuals who bought it in March 2020.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 EDWARD DR, PALM COAST, FL 32164-6311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Apr 21, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Apr 27, 2020 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| Mar 3, 2020 | Warranty Deed, Transfer SUNCOAST TITLE INSURANCE AGENCY, SUNCOAST TITLE INS AGENC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2020 · Amount on File |
| Deed Sale | Mar 3, 2020 · Amount on File |
| Prior Sale | Aug 2, 1996 · Amount on File |
| Deed Document Number | 2020008756 |
| Deed Book / Page | 2424 / 1688 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 75 EDWARD DR, PALM COAST, FL 32164-6311 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 75 EDWARD DR, PALM COAST, FL 32164-6311 |
| Document Number | 0030361316 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 3036/1316 |
| Instrument | 2026010192 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 16, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 75 EDWARD DR, PALM COAST, FL 32164-6311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 75 EDWARD DR, PALM COAST, FL 32164-6311 |
| Document Number | 0026800092 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 2680/92 |
| Instrument | 2022020801 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 75 EDWARD DR, PALM COAST, FL 32164-6311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024380164 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 2438/164 |
| Instrument | 2020015922 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 3, 2020 |
| Property Address | 75 EDWARD DR, PALM COAST, FL 32164-6311 |
| Document Number | 0024241688 |
| Book / Page | 002424 / 001688 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 8756 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | SUNCOAST TITLE INSURANCE AGENCY, SUNCOAST TITLE INS AGENC |
| Amount | Amount on Record |
|---|---|
| Tax | $294.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3232 W TARO LN PHOENIX AZ 850274826, PHOENIX, AZ 85027-4826 |
The 2025 property tax bill for 75 Edward Dr was $5,348 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,348.00 Homeowner's exemption | $337,440 | $383,435 Land $70,650 Building $312,785 |
| 2023 | $5,107.00 (-0.31%) Homeowner's exemption | $318,379 (+2.05%) Land $61,200 Building $257,179 | $318,379 (+2.05%) Land $61,200 Building $257,179 |
| 2022 | $5,123.00 Homeowner's exemption | $311,970 Land $65,250 Building $246,720 | $311,970 Land $65,250 Building $246,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 75 Edward Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 75 Edward Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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