Ottawa County property record for 75 E 32nd St, Holland, MI 49423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,140 sqft · built 1954 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,100 (Jun 2022) |
| Tax Bill | $4,970 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-16-32-458-021 |
| Primary APN | 70-16-32-458-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 1,132 sqft |
| Unfinished Basement | 1,116 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 9,235 sqft (0.212 acres) |
| Lot Dimensions | 132 ft deep x 70 ft wide |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 75 E 32ND ST |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49423-5176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | ALL THAT PT OF SW 1/4 SE 1/4 COM AT A PT 33 FT N & 91354 FT E OF S 1/4 POST SEC 32; RNG TH E 70 FT; TH N 132 FT; W 70 FT; TH S 132 FT TO PT OF BEG SEC 32 T5N R15W |
| Legal Range | 15W |
| Legal Township | 05N |
| Legal Section | 32 |
| Legal Block | 458 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | HOLLAND |
| Census Block Group | 6 |
| Census Block | 6015 |
| Census Tract | 25700 |
75 E 32nd St is owned and occupied by an individual who bought it in June 2022.
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 75 E 32ND ST, HOLLAND, MI 49423-5176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Jul 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage RANDALL KRAKER |
| Dec 14, 2006 | Warranty Deed, Transfer · ARM BWM MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2022 · Amount on File |
| Deed Sale | Jun 20, 2022 · Amount on File |
| Prior Sale | Apr 13, 2012 · Amount on File |
| Deed Document Number | 202222757 |
| Prior Transfer Date | Apr 14, 2011 |
| Prior Transfer Doc | 20110015644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 75 E 32ND ST, HOLLAND, MI 49423-5176 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20200038642 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 2020-0038642 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Sep 30, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 75 E 32ND ST, HOLLAND, MI 49423-5176 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 75 E 32ND ST, HOLLAND, MI 49423-5176 |
| Document Number | 20210054918 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021-0054918 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 75 E 32ND ST, HOLLAND, MI 49423-5176 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 75 E 32ND ST, HOLLAND, MI 49423-5176 |
| Document Number | 20220026174 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 2022-0026174 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jun 20, 2022 |
| Property Address | 75 E 32ND ST, HOLLAND, MI 49423-5176 |
| Document Number | 20220022757 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 2022-0022757 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2022 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,028.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75 E 32ND ST, 75, HOLLAND, MI 49423-5176 |
| Name | Verified Name |
|---|---|
| Address | 75 E 32ND ST, HOLLAND, MI 49423-5176 |
| Document Number | 20220022758 |
|---|---|
| Date | Jun 20, 2022 |
| Instrument | 2022-0022758 |
| Name | RANDALL KRAKER |
|---|---|
| Type | Private Party |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 362 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Dec 14, 2006 |
| Property Address | 75 E 32ND ST, HOLLAND, MI 49423-5176 |
| Document Number | 005326/441 |
| Book / Page | 5326 / 441 |
| Instrument Date | Dec 5, 2006 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,161.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3480 CANYON OAK WAY, CUMMING, GA 30041-6979 |
| Name | Verified Name |
|---|---|
| Address | 75 E 32ND ST, HOLLAND, MI 49423-5176 |
| Investor | Possibly a Property Investor |
| Document Number | 0005326443 |
|---|---|
| Date | Dec 14, 2006 |
| Instrument | 5326/443 |
| Name | BWM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 5, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.8% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.8% |
| Max Rate At Change | 12.8% |
| Index | 6-Month LIBOR |
| Max Rate | 15.8% |
The 2025 property tax bill for 75 E 32nd St was $4,970 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Holland City |
| Unified School District | Holland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,400 | $300,800 | |
| 2025 | $4,970.00 | ||
| 2023 | $108,400 | $216,800 | |
| 2022 | $2,532.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 75 E 32nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 75 E 32nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | HOLLAND TOWNSHIP CONSOLIDATED |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Holland City Fiber Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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