Ottawa County property record for 75 E 28th St, Holland, MI 49423
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,369 sqft · built 1951 |
| Lot Size | 0.303 acres (13,199 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Sep 2025) |
| Tax Bill | $3,441 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-16-32-405-032 |
| Primary APN | 70-16-32-405-032 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,369 sqft Living Area |
| 1st Floor Area | 1,369 sqft |
| Basement Area | 1,369 sqft |
| Unfinished Basement | 1,364 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 13,199 sqft (0.303 acres) |
| Lot Dimensions | 132 ft deep x 100 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 75 E 28TH ST |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49423-5115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOT 9 VISSCHER'S ORCHARD SUB SEC 32 T5N R15W |
| Legal Range | 15W |
| Legal Township | 05N |
| Legal Section | 32 |
| Legal Subdivision | VISSCHERS ORCHARD SUB |
| Legal Block | 405 |
| Legal Lot Number | 9 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | HOLLAND |
| Census Block Group | 6 |
| Census Block | 6005 |
| Census Tract | 25700 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 363 HARBOR TOWN CT, 3, HOLLAND, MI 49423-9226 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 27, 2020 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Sep 26, 2025 | Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2025 · Amount on Record |
| Deed Sale | Sep 26, 2025 · Amount on Record |
| Prior Sale | Oct 3, 2013 · Amount on Record |
| Deed Document Number | 202526794 |
| Prior Transfer Date | Apr 8, 2025 |
| Prior Transfer Doc | 20250008363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 75 E 28TH ST, HOLLAND, MI 49423-5115 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 20200036425 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2020-0036425 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 15, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Sep 26, 2025 |
| Property Address | 75 E 28TH ST, HOLLAND, MI 49423-5115 |
| Document Number | 20250026794 |
| Map Reference | LB 10 PG 15 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 2025-0026794 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Title Company | PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,887.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75 E 28TH ST, HOLLAND, MI 49423-5115 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 363 HARBOR TOWN CT APT 3, 3, HOLLAND, MI 49423-9226 |
| Document Number | 20250026795 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 2025-0026795 |
| Name | MERCANTILE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Holland City |
| Unified School District | Holland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,600 (+14.89%) | $327,200 (+14.89%) | |
| 2025 | $3,441.00 (+2.9%) Homeowner's exemption | $142,400 (+15.49%) | $284,800 (+15.49%) |
| 2024 | $3,344.00 (+12.59%) | ||
| 2023 | $123,300 | $246,600 | |
| 2022 | $2,970.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Holland City Fiber Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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