75 Driftwood Loop, Oakland, TN 38060 Property Records

Fayette County property record for 75 Driftwood Loop, Oakland, TN 38060

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,595 sqft · built 2022
Owner	Individual Name on File
Last Sale	$360,000 (Jul 2022)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024081L C 01300`

Property Details

APN / Parcel Number

Primary APN	`024081L C 01300`
Alternative APN	`081L C 01300`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,595 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Terrain	Rolling
Garage Type	Finished
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	75 DRIFTWOOD LOOP
City	OAKLAND
State	TN
Zip	38060-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:13 DIST:08 CITY/MUNI/TWP:OAKLAND SUBD:VILLAGE PARK SUBD MAP REF:081L
Legal Subdivision	VILLAGE PARK SUBD
Legal Lot Number	13
Jurisdiction	FAYETTE TN
Township / Civil Division	4
Census Block Group	3
Census Block	3000
Census Tract	60402

Owner

Source: Fayette County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	75 DRIFTWOOD LOOP, OAKLAND, TN 38060-3302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Deed Document Number	22005359
Record Updated	Jun 8, 2026

July 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Jul 5, 2022
Property Address	75 DRIFTWOOD LOOP, OAKLAND, TN 38060-3302
Document Number	0000005359
Map Reference	MB 11 PG 197
Instrument Date	Jun 30, 2022
Instrument	22005359
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 24, 2023
Title Company	ARK TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,332.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 DRIFTWOOD LOOP, OAKLAND, TN 38060-3302

Mortgage

Document Number	0000005360
Date	Jul 5, 2022
Instrument	22005360

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Municipality	Oakland Town
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$106,300 (+37.87%) Land $15,000 Building $91,300	$425,200 (+37.87%) Land $60,000 Building $365,200
2023	$77,100 Land $11,250 Building $65,850
2021		$308,400 Land $45,000 Building $263,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aeneas Communications.

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