75 Dockside Cir, Unit 309, Moneta, VA 24121 Property Records

Franklin County property record for 75 Dockside Cir, Unit 309, Moneta, VA 24121

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,258 sqft · built 1982
Lot Size	0.006 acres (294 sqft)
Owner	Individual Name on Record
Last Sale	$372,000 (Dec 2020)
Tax Bill	$1,952 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`048 05-034 00`

Property Details

APN / Parcel Number

Primary APN	`048 05-034 00`
Alternative APN	`14858`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	12 Units
Stories	1 Story
Building Area	1,258 sqft Living Area
Gross Area	2,056 sqft
1st Floor Area	1,258 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	294 sqft (0.006 acres)
Terrain	Rolling
View / Lot	Waterfront
Porch	Slab
Porch Area	42 sqft
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14858
Street Address	75 DOCKSIDE CIR, 309
City	MONETA
State	VA
Zip	24121-3377
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RPD
Legal Description	BERNARDS LANDING UNIT 309 PHASE III CONDO
Legal Subdivision	BERNARDS LANDING
Legal Phase	3
Legal Unit	309
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3002
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 DOCKSIDE CIR, 309, MONETA, VA 24121-3377
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM FIRST FCU
Dec 7, 2020	Deed, Transfer OLD REPUBLIC NATL TTL INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Prior Sale	Nov 26, 2008 · Amount on Record
Deed Document Number	202010092
Deed Book / Page	1152 / 2044
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	75 DOCKSIDE CIR UNIT 309, 309, MONETA, VA 24121-3377
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 DOCKSIDE CIR 309, 309, MONETA, VA 24121-3377

Mortgage

Document Number	0012391255
Date	Jan 9, 2026
Book Page	1239/1255
Instrument	260000193

Lender

Name	FREEDOM FIRST FCU
Type	Credit Union
Address	ROANOKE, VA 24013

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Dec 7, 2020
Property Address	75 DOCKSIDE CIR UNIT 309, 309, MONETA, VA 24121-3377
Document Number	0011522044
Book / Page	1152 / 2044
Instrument Date	Nov 23, 2020
Instrument	200010092
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$372.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	75 DOCKSIDE CIR UNIT 309, 309, MONETA, VA 24121-3377

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,952.00 (+11.8%)	$454,100 (+58.61%) Land $78,000 Building $376,100	$454,100 (+58.61%) Land $78,000 Building $376,100
2023	$1,746.00	$286,300 (-) Land $75,000 Building $211,300	$286,300 (-) Land $75,000 Building $211,300
2022		$286,300 Land $75,000 Building $211,300	$286,300 Land $75,000 Building $211,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SMLW Broadband Fixed Wireless	1,000 / 100
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dockside Cir

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