75 Division St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 75 Division St, Bangor, ME 04401

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,487 sqft · built 1880
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (May 2023)
Tax Bill	$4,345 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BANG M:039 L:185`

Property Details

APN / Parcel Number

Primary APN	`BANG M:039 L:185`
Alternative APN	`3211`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,487 sqft Living Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	3211
Street Address	75 DIVISION ST
City	BANGOR
State	ME
Zip	04401-4834
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	URD2
Legal Lot Number	185
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	1
Census Block	1046
Census Tract	400

Owner

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	837 HAMPDEN RD, 3, CARMEL, ME 04419-3504
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage BAR HARBOR BANK & TRUST CO
Jan 29, 2018	Deed of Trust, Mortgage · ARM ACADIA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2023 · Amount on Record
Deed Sale	May 5, 2023 · Amount on Record
Prior Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	20238915
Deed Book / Page	16815 / 136
Transfer Doc	11329-0196
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	May 5, 2023
Property Address	75 DIVISION ST, BANGOR, ME 04401-4834
Document Number	0168150136
Book / Page	16815 / 136
Instrument Date	May 4, 2023
Instrument	8915
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	837 HAMPDEN RD APT 3, 3, CARMEL, ME 04419-3504
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008916
Date	May 5, 2023
Instrument	8916

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	75 DIVISION ST, BANGOR, ME 04401-4834
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147290200
Date	Jan 29, 2018
Book Page	14729/0200
Instrument	000000002459

Lender

Name	ACADIA FCU

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Feb 16, 2033

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Apr 1, 2025

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,345.00 (+3.82%)	$245,500 (+8.82%) Land $28,200 Building $217,300
2024	$4,185.00 (+21.34%)	$225,600 (+25.26%) Land $27,300 Building $198,300
2023	$3,449.00 (+11.84%)	$180,100 (+19.11%) Land $27,300 Building $152,800
2022	$3,084.00	$151,200 Land $27,300 Building $123,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1987–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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