Bergen County and Emerson Borough property record for 75 Demarest Ave, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 2,403 sqft · built 1971 |
| Lot Size | 0.301 acres (13,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,240,000 (Apr 2026) |
| Tax Bill | $15,838 (2025) |
| Deeds & Mortgages | Nov 2025 Construction Loan Nov 2025 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00515-0000-00006 |
| Primary APN | 14-00515-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,403 sqft Living Area |
| 1st Floor Area | 2,403 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Lot Area | 13,125 sqft (0.301 acres) |
| Lot Dimensions | 105 ft deep x 125 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 017448 |
|---|---|
| Street Address | 75 DEMAREST AVE |
| City | EMERSON |
| State | NJ |
| Zip | 07630-1766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 125X105 5LTS |
| Legal Block | 515 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 14000 |
Source: Bergen County and Emerson Borough records · APN 14-00515-0000-00006
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 DEMAREST AVE, EMERSON, NJ 07630-1766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Construction Mortgage WISDOM VENTURES LLC |
| Nov 20, 2025 | Deed of Trust, Mortgage · Construction Mortgage WISDOM VENTURES LLC |
| Apr 21, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 21, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Prior Sale | Nov 20, 2025 · Amount on Record |
| Deed Document Number | 202626534 |
| Deed Book / Page | 5777 / 1440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 75 DEMAREST AVE, EMERSON, NJ 07630-1766 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Title Company | ELITE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 14 GROVE AVE, MAYWOOD, NJ 07607-2010 |
| Document Number | 0056520050 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | 5652/50 |
| Instrument | 2025079302 |
| Name | WISDOM VENTURES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW HYDE PARK, NY 11042 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 75 DEMAREST AVE, EMERSON, NJ 07630-1766 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 14 GROVE AVE, MAYWOOD, NJ 07607-2010 |
| Document Number | 0056520071 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | 5652/71 |
| Instrument | 2025079304 |
| Name | WISDOM VENTURES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW HYDE PARK, NY 11042 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 21, 2026 |
| Property Address | 75 DEMAREST AVE, EMERSON, NJ 07630-1766 |
| Document Number | 0000026534 |
| Book / Page | 5777 / 1440 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 2026.26534 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | NORTHERN NEW JERSEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125,240.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 DEMAREST AVE, EMERSON, NJ 07630-1766 |
| Document Number | 0000026535, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 2026..26535 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 21, 2026 |
| Property Address | 75 DEMAREST AVE, EMERSON, NJ 07630-1766 |
| Document Number | 0057771440 |
| Book / Page | 5777 / 1440 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 202626534 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | NORTHERN TITLE, NORTHERN NEW JERSEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125,240.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 DEMAREST AVE, EMERSON, NJ 07630-1766 |
| Document Number | 0000026535, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 202626535 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Bergen County and Emerson Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $463,100 (-) Land $233,700 Building $229,400 | $463,100 (-) Land $233,700 Building $229,400 | |
| 2025 | $15,838.00 (+3.54%) | $463,100 (-) Land $233,700 Building $229,400 | $463,100 (-) Land $233,700 Building $229,400 |
| 2024 | $15,296.00 (+9.09%) | ||
| 2023 | $463,100 Land $233,700 Building $229,400 | $463,100 Land $233,700 Building $229,400 | |
| 2022 | $14,022.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1978–1999) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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