75 Cross Rd, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 75 Cross Rd, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	2,614 sqft · built 1948
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Feb 2001)
Tax Bill	$16,603 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-03501-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`02-03501-0000-00008`
Alternative APN	`0200150000000017`

Interior

Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,614 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Colonial
Construction Type	Frame
Lot Area	87,120 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200150000000017
Street Address	75 CROSS RD
City	BASKING RIDGE
State	NJ
Zip	07920-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	3501
Legal Lot Number	8
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2007
Census Tract	52603

Owner

75 Cross Rd is owned and occupied by an individual who bought it in February 2001.

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	75 CROSS RD, BASKING RIDGE, NJ 07920-1504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2001 · Amount on File
Deed Sale	Feb 20, 2001 · Amount on File
Deed Book / Page	2340 / 695
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	75 CROSS RD, BASKING RIDGE, NJ 07920-1504
Document Number	0000029725
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 CROSS RD BASKING RIDGE NJ 079201504, BASKING RIDGE, NJ 07920-1504

Mortgage

Document Number	0000029725
Date	Jul 13, 2020
Book Page	007227/000422
Instrument	29725

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 12, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 75 Cross Rd was $16,603, up 8.7% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,041,500 (+5.89%) Land $374,000 Building $667,500	$1,041,500 (+5.89%) Land $374,000 Building $667,500
2025	$16,603.00 (+8.7%)	$983,600 Land $356,000 Building $627,600	$983,600 Land $356,000 Building $627,600
2024	$15,274.00
2023		$764,800 Land $333,500 Building $431,300	$764,800 Land $333,500 Building $431,300
2022	$14,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Cross Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1995–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Cross Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20