75 Cross Dr, Lexington, VA 24450 Property Records

Rockbridge County property record for 75 Cross Dr, Lexington, VA 24450

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,418 sqft · built 1974
Lot Size4.09 acres (178,160 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Aug 2023)
Tax Bill$1,974 (2026)
Deeds & MortgagesAug 2023 Sale
Dec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN61 A 32

Property Details

APN / Parcel Number

Primary APN61 A 32
Alternative APN
  • 6364

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,418 sqft Living Area
Gross Area4,851 sqft
1st Floor Area1,260 sqft
Basement Area1,260 sqft
Finished Basement630 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1990
Exterior MaterialVinyl
Foundation TypeBrick
Roof TypeGable
Roof MaterialMetal
Lot Area178,160 sqft (4.09 acres)
TerrainRolling

Exterior Amenities

PorchPatio
Porch Area90 sqft
Deck Area16 sqft
Patio Area216 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number6364
Street Address75 CROSS DR
CityLEXINGTON
StateVA
Zip24450-3822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-2
Legal DescriptionK C
JurisdictionROCKBRIDGE VA
Township / Civil DivisionKERRS CREEK
Census Block Group2
Census Block2050
Census Tract930200

Owner

Source: Rockbridge County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address75 CROSS DR, LEXINGTON, VA 24450-3822
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2023Deed, Transfer
ACCOMODATION, ACCOMMODATION
Dec 5, 2022Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2023 · Amount on Record
Deed SaleAug 3, 2023 · Amount on Record
Prior SaleDec 5, 2022 · Amount on Record
Deed Document Number20231757
Record UpdatedOct 29, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionROCKBRIDGE VA
Recording DateAug 3, 2023
Property Address75 CROSS DR, LEXINGTON, VA 24450-3822
Document Number0230001757
Map ReferenceMB 3 PG 367
Instrument DateAug 2, 2023
Instrument230001757
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$122.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address75 CROSS DR, LEXINGTON, VA 24450-3822

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionROCKBRIDGE VA
Recording DateDec 5, 2022
Property Address75 CROSS DR, LEXINGTON, VA 24450-3822
Document Number0220003674
Map ReferenceMB 580 PG 189
Instrument DateNov 11, 2022
Instrument220003674
Transaction TypeTransfer
Record UpdatedJan 31, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$112.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address75 CROSS DR, LEXINGTON, VA 24450-3822

Mortgage

Document Number0220003675
DateDec 5, 2022
Instrument220003675
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Rockbridge County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockbridge County
Unified School DistrictRockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,974.00 (+39.8%)$308,500 (+34.6%) Land $55,100 Building $253,400$308,500 (+34.6%) Land $55,100 Building $253,400
2025$229,200 (-) Land $55,100 Building $174,100$229,200 (-) Land $55,100 Building $174,100
2023$229,200 (+20.06%) Land $55,100 Building $174,100$229,200 (+20.06%) Land $55,100 Building $174,100
2022$1,412.00$190,900 Land $45,500 Building $145,400$190,900 Land $45,500 Building $145,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims41 (1992–2018)
Claims Outside the SFHA2 of 41
Most Recent ClaimSep 2018 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2006 · 3 claims
  • Severe Storms And Flooding, Jun 1995 · 8 claims
  • Severe Storms & Flooding, Apr 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 69% of Virginia
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BARC Connects
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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