Essex County and Gloucester City property record for 75 Concord St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 943 sqft · built 1964 |
| Lot Size | 0.178 acres (7,742 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,670 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Apr 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0234 B:0040 L:0000 |
| Primary APN | GLOU M:0234 B:0040 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 943 sqft Living Area |
| Gross Area | 2,754 sqft |
| 1st Floor Area | 943 sqft |
| Basement Area | 1,479 sqft |
| Unfinished Basement | 189 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,742 sqft (0.178 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 75 CONCORD ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 40 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 221902 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 CONCORD ST, GLOUCESTER, MA 01930-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Line of Credit RIVER WORKS CREDIT UNION |
| Apr 28, 2021 | Deed of Trust, Mortgage · Line of Credit RIVER WORKS CREDIT UNION |
| Feb 22, 2022 | Deed of Trust, Mortgage · ARM RIVER WORKS CREDIT UNION |
| Nov 25, 2024 | Deed of Trust, Mortgage · Line of Credit BANKGLOUCESTER (GLOUCESTER COOP BANK) |
| Nov 6, 2020 | Deed of Trust, Mortgage · Line of Credit RIVER WORKS CREDIT UNION |
| Jun 4, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage RIVER WORKS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 24, 2019 |
| Transfer Doc | 37562-71 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 75 CONCORD ST, GLOUCESTER, MA 01930-2106 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 040145-571 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 40145/571 |
| Instrument | 20210804000700 |
| Name | RIVER WORKS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 75 CONCORD ST, GLOUCESTER, MA 01930-2106 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0039813-92 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 39813/92 |
| Instrument | 20210428001100 |
| Name | RIVER WORKS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 75 CONCORD ST, GLOUCESTER, MA 01930-2106 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 040740-286 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 40740/286 |
| Instrument | 20220222001470 |
| Name | RIVER WORKS CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Mar 1, 2029 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 75 CONCORD ST, GLOUCESTER, MA 01930-2106 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042450-485 |
|---|---|
| Date | Nov 25, 2024 |
| Book Page | 42450/485 |
| Instrument | 20241125000660 |
| Name | BANKGLOUCESTER (GLOUCESTER COOP BANK) |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 75 CONCORD ST, GLOUCESTER, MA 01930-2106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39151-582 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 39151/582 |
| Instrument | 20201106003410 |
| Name | RIVER WORKS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jun 4, 2019 |
| Property Address | 75 CONCORD ST, GLOUCESTER, MA 01930-2106 |
| Document Number | 37562-71 |
| Book / Page | 037562 / 000071 |
| Instrument Date | May 24, 2019 |
| Instrument | 4002270 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 75 CONCORD ST GLOUCESTER MA 019302106, GLOUCESTER, MA 01930-2106 |
| Document Number | 37562-76 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 037562/000076 |
| Instrument | 4002280 |
| Name | RIVER WORKS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2049 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,670.00 (-3.04%) | $583,300 (-2.95%) Land $169,000 Building $414,300 | |
| 2024 | $5,848.00 (+6.68%) | $601,000 (+16.09%) Land $160,900 Building $440,100 | $545,395 |
| 2023 | $5,482.00 | $517,700 Land $143,700 Building $374,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2005 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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