75 Colgate St, Rochester, NY 14619 Property Records

Monroe County and Rochester City property record for 75 Colgate St, Rochester, NY 14619

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,329 sqft · built 1920
Lot Size	0.122 acres (5,331 sqft)
Owner	Individual Name on File
Last Sale	$63,900 (Feb 2004)
Tax Bill	$1,161 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055530-00.0`

Property Details

APN / Parcel Number

Primary APN	`055530-00.0`
Alternative APNs	`140012072000010130000000` `261400 120.72-1-13`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,329 sqft Living Area
1st Floor Area	731 sqft
2nd Floor Area	598 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,331 sqft (0.122 acres)
Lot Dimensions	140 ft deep x 38.1 ft wide
Porch	Slab
Porch Area	273 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	055530-00.0
Street Address	75 COLGATE ST
City	ROCHESTER
State	NY
Zip	14619-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0062.00 106 19 01071 4 S N WIGHT SUB
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1007
Census Tract	6200

Owner

75 Colgate St is owned and occupied by an individual who bought it in February 2004.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	75 COLGATE ST, ROCHESTER, NY 14619-1310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 11, 2020	Loan Modification, Mortgage · Conventional Mortgage LSF9 MASTER PARTICIPATION (CT)
May 24, 2019	Loan Modification, Mortgage CALIBER HM LOANS
Oct 25, 2017	Loan Modification, Mortgage · Conventional with PMI DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2004 · Amount on File
Deed Sale	Feb 23, 2004 · Amount on File
Prior Sale	May 13, 2003 · Amount on File
Deed Book / Page	9921 / 313
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Sep 1, 2026
Property Address	75 COLGATE ST, ROCHESTER, NY 14619-1310
Document Number	0003460528
Book / Page	31424 / 88
Instrument Date	Aug 26, 2026
Instrument	20263460528
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 COLGATE ST, ROCHESTER, NY 14619-1310

Mortgage

Document Number	0003460528,
Date	Sep 1, 2026
Book Page	31424/88
Instrument	20263460528

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	75 COLGATE ST, ROCHESTER, NY 14619-1310
Document Number	0000000101
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 COLGATE ST ROCHESTER NY 146191310, ROCHESTER, NY 14619-1310

Mortgage

Document Number	0000000101
Date	Jul 22, 2020
Book Page	028628/000312
Instrument	101

Lender

Name	LSF9 MASTER PARTICIPATION (CT)
Address	13801 WIRELESS WAY, OKLAHOMA CITY, OK 73134-2500

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jul 21, 2060

Interest

Rate	1%

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	75 COLGATE ST, ROCHESTER, NY 14619-1310
Document Number	0000001124
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 COLGATE ST ROCHESTER NY 146191310, ROCHESTER, NY 14619-1310

Mortgage

Document Number	0000001124
Date	Aug 16, 2019
Book Page	028151/000660
Instrument	1124

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Amount	Amount on Record
Term	456 Months
Due	Aug 15, 2057

Interest

Rate	1%

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	75 COLGATE ST, ROCHESTER, NY 14619-1310
Document Number	0000000330
Book / Page	027395 / 000388
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 COLGATE ST ROCHESTER NY 146191310, ROCHESTER, NY 14619-1310

Mortgage

Document Number	0000000330
Date	Nov 14, 2017
Book Page	027395/000388
Instrument	330

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	480 Months
Due	Nov 13, 2057

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 75 Colgate St was $1,161, up 0.5% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,161.00 (+0.52%)
2025	$1,155.00	$115,300 Land $12,500 Building $102,800	$115,300 Land $12,500 Building $102,800
2023		$74,200 Land $7,800 Building $66,400	$89,398 Land $9,398 Building $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Colgate St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 75 Colgate St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,060 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: Frontier, Greenlight Networks, T-Mobile.

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