75 Cochrane Cir, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 75 Cochrane Cir, Methuen, MA 01844

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,227 sqft · built 1963
Lot Size	0.249 acres (10,851 sqft)
Owner	2 Individual Names on File
Last Sale	$552,000 (Feb 2023)
Tax Bill	$6,723 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`METH M:00712 B:00059 L:00038B`

Property Details

APN / Parcel Number

Primary APN	`METH M:00712 B:00059 L:00038B`
Alternative APN	`5383`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,227 sqft Living Area
Gross Area	4,552 sqft
Basement Area	1,261 sqft
Unfinished Basement	126 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,851 sqft (0.249 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5383
Street Address	75 COCHRANE CIR
City	METHUEN
State	MA
Zip	01844-3144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Block	59
Legal Lot Number	38B
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	4
Census Block	4006
Census Tract	252502

Owner

75 Cochrane Cir is owned and occupied by two individuals who bought it in February 2023.

Source: Essex County and Methuen City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	75 COCHRANE CIR, METHUEN, MA 01844-3144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Feb 6, 2023	Quit Claim Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC
Jan 10, 2018	Deed of Trust, Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2023 · Amount on File
Deed Sale	Feb 6, 2023 · Amount on File
Prior Sale	Oct 30, 2015 · Amount on File
Deed Book / Page	17676 / 54
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	75 COCHRANE CIR, METHUEN, MA 01844-3144
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017599-34
Date	Oct 19, 2022
Book Page	17599/34
Instrument	24354

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2062

Interest

Rate Type	Adjustable Rate

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	Feb 6, 2023
Property Address	75 COCHRANE CIR, METHUEN, MA 01844-3144
Document Number	0017676-54
Book / Page	17676 / 54
Instrument Date	Feb 6, 2023
Instrument	1783
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	75 COCHRANE CIR, METHUEN, MA 01844-3144

Mortgage

Document Number	0000001784
Date	Feb 6, 2023
Instrument	1784

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	75 COCHRANE CIR, METHUEN, MA 01844-3144
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15358-146
Date	Jan 10, 2018
Book Page	15358/146
Instrument	678

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 75 Cochrane Cir was $6,723, up 7.4% from the year before.

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,723.00 (+7.4%)	$646,400 (+9.24%) Land $218,200 Building $428,200	$685,323 (+8.53%)
2025	$6,260.00 (+0.5%)	$591,700 (+3.16%) Land $209,700 Building $382,000	$631,465
2024	$6,229.00 (+7.29%)	$573,600 (+15.6%) Land $191,300 Building $382,300
2023	$5,806.00	$496,200 Land $170,000 Building $326,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Cochrane Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Cochrane Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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