75 Co Rd 1009, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 75 Co Rd 1009, Cedar Bluff, AL 35959

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,081 sqft · built 2010
Lot Size2.21 acres (96,268 sqft)
Owner2 Individual Names on Record
Tax Bill$1,312 (2026)
Deeds & MortgagesMar 2026 Construction Loan
Flood ZoneZone X (minimal risk)
APN13-12-02-04-0-000-006.012

Property Details

APN / Parcel Number

Primary APN13-12-02-04-0-000-006.012
Alternative APNs
  • ALT APN:1202040000006012
  • 20992

Interior

Full Baths2 Baths
Stories1 Story
Building Area3,081 sqft Living Area
1st Floor Area2,054 sqft
Upper Floors Area1,027 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area96,268 sqft (2.21 acres)
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchPatio
Porch Area130 sqft
Deck Area128 sqft

Location & Zoning

Account Number20992
Street Address75 COUNTY ROAD 1009
CityCEDAR BLUFF
StateAL
Zip35959-5800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 ISLAND SUB PHASE 7 14/7
Legal Range11E
Legal Township10S
Legal Section04
Legal SubdivisionISLAND SUB
Legal Phase7
Legal Lot Number9
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group3
Census Block3027
Census Tract955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address75 COUNTY ROAD 1009, CEDAR BLUFF, AL 35959-5800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2008
Deed SaleJul 18, 2008
Deed Document Number2008155383
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address75 COUNTY ROAD 1009, CEDAR BLUFF, AL 35959-5800
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000242648
DateMar 2, 2026
Instrument242648
Lender
NameFIRST STATE BANK OF DEKALB COUNTY
TypeBank
AddressFORT PAYNE, AL 35968
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,312.00 (+7.36%)
2025$1,222.00 (+0.74%) Homeowner's exemption$2,240 (-92.54%) Land $2,100 Building $140$303,800 (+0.73%) Land $21,000 Building $282,800
2024$1,213.00 Additional exemption filed$30,020 (-0.46%) Land $1,880 Building $28,140$301,600 (-) Land $18,800 Building $282,800
2023$1,213.00 Homeowner's exemption$30,160 (+1,393.07%)$301,600 (-) Land $18,800 Building $282,800
2022$1,213.00 Homeowner's exemption$2,020 Land $1,880 Building $140$301,600 Land $18,800 Building $282,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 63% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
TDS Telecom
DSL
50 / 10

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 1009

Nearby Streets

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