Campbell County property record for 75 Cherry Ln, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.233 acres (10,150 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $940,000 (Oct 2023) |
| Tax Bill | $3,468 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Dec 2023 Mortgage + 9 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-13-329.00 |
| Primary APN | 999-99-13-329.00 |
|---|
| Lot Area | 10,150 sqft |
|---|---|
| Lot Dimensions | 100 ft deep x 103 ft wide |
| Old Parcel Number | 9999913329.00 |
|---|---|
| Street Address | 75 CHERRY LN |
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-2127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10150 SQ FT 103.5X100 IRREG CHERRY LANE |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 52800 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 75 CHERRY LN, FORT THOMAS, KY 41075-2127 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 4, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 4, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Oct 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Oct 18, 2021 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Jun 15, 2018 | Deed of Trust, Mortgage · ARM GUARDIAN SAVINGS BANK FSB |
| Apr 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jul 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK KENTUCKY INC |
| May 1, 2020 | Deed of Trust, Mortgage UNION SAVINGS BANK |
| Sep 7, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Apr 2, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2023 · Amount on Record |
| Deed Sale | Oct 2, 2023 · Amount on Record |
| Prior Sale | Apr 2, 2018 · Amount on Record |
| Deed Document Number | 5196397 |
| Deed Book / Page | D855 / 133 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 75 CHERRY LN, FORT THOMAS, KY 41075-2127 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 75 CHERRY LN, FORT THOMAS, KY 41075-2127 |
| Document Number | 0005316822 |
|---|---|
| Date | Jan 4, 2024 |
| Book Page | M2401/239 |
| Instrument | 5316822 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 75 CHERRY LN, FORT THOMAS, KY 41075-2127 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 12067 FAIR HILL CT, UNION, KY 41091-7886 |
| Document Number | 0005313219 |
|---|---|
| Date | Dec 4, 2023 |
| Book Page | M2398/718 |
| Instrument | 5313219 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Oct 2, 2023 |
| Property Address | 75 CHERRY LN, FORT THOMAS, KY 41075-2127 |
| Document Number | 0005196397 |
| Book / Page | D855 / 133 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 5196397 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | AMERICAN HOME TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 165 POPLAR THICKET RD, ALEXANDRIA, KY 41001 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 165 POPLAR THICKET RD, ALEXANDRIA, KY 41001 |
| Document Number | 0005196401 |
|---|---|
| Date | Oct 2, 2023 |
| Book Page | M2394/131 |
| Instrument | 5196401 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 75 CHERRY LN, FORT THOMAS, KY 41075-2127 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2021 |
| Name | Verified Name |
|---|---|
| Address | 75 CHERRY LN, FORT THOMAS, KY 41075-2127 |
| Document Number | 0005142090 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | M2312/331 |
| Instrument | 5142090 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 5, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 75 CHERRY LN, FORT THOMAS, KY 41075-2127 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0005141923 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | M2311/896 |
| Instrument | 5141923 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 75 CHERRY LN, FORT THOMAS, KY 41075-2127 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AGILITY CLOSING AND TITLE SE |
| Name | Verified Name |
|---|
| Document Number | 0005075335 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | M2148/401 |
| Instrument | 5075335 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 75 CHERRY LN, FORT THOMAS, KY 41075-2127 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005090198 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | M2176/638 |
| Instrument | 5090198 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 75 CHERRY LN, FORT THOMAS, KY 41075-2127 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005094267 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | M2185/232 |
| Instrument | 5094267 |
| Name | FIFTH THIRD BANK KENTUCKY INC |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 75 CHERRY LN, FORT THOMAS, KY 41075-2127 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005109030 |
|---|---|
| Date | May 1, 2020 |
| Book Page | M2220/234 |
| Instrument | 5109030 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 1, 2035 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Sep 7, 2018 |
| Property Address | 75 CHERRY LN, FORT THOMAS, KY 41075-2127 |
| Document Number | 0005080420 |
| Book / Page | 000681 / 000821 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 5080420 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 ACRES CHERR LN FORT THOMAS KY 41075, FORT THOMAS, KY 41075 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Apr 2, 2018 |
| Property Address | 75 CHERRY LN, FORT THOMAS, KY 41075-2127 |
| Document Number | 0005071463 |
| Book / Page | 000793 / 000209 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 5071463 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $103.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2195 DARLINGTON RD MELBOURNE KY 410599417, MELBOURNE, KY 41059-9417 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,468.00 (+58.57%) | $940,000 (+69.71%) Land $103,000 Building $837,000 | $940,000 (+69.71%) Land $103,000 Building $837,000 |
| 2023 | $2,187.00 (-2.5%) | $553,900 (-) Land $103,000 Building $450,900 | $553,900 (-) Land $103,000 Building $450,900 |
| 2022 | $2,243.00 | $553,900 Land $103,000 Building $450,900 | $553,900 Land $103,000 Building $450,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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