Suffolk County and Southold Town property record for 75 Cedar Dr, Southold, NY 11971
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $131,500 (Oct 1998) |
| Tax Bill | $5,692 (2024) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 78.-7-45.1 |
| Primary APN | 473889 78.-7-45.1 |
|---|---|
| Alternative APNs |
|
| Lot Area | 29,621 sqft (0.68 acres) |
|---|
| Account Number | 10 |
|---|---|
| Street Address | 75 CEDAR DR |
| City | SOUTHOLD |
| State | NY |
| Zip | 11971-2174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | BOOK 11924 PAGE 224 BILL 009260 |
| Legal Block | 7 |
| Legal Lot Number | 45 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 170204 |
75 Cedar Dr is owned and occupied by two individuals who bought it in October 1998.
Source: Suffolk County and Southold Town records, as of October 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 CEDAR DR, SOUTHOLD, NY 11971-2174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 1998 · Amount on File |
| Deed Sale | Oct 21, 1998 · Amount on File |
| Deed Book / Page | 11924 / 224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 2, 2026 |
| Property Address | 75 CEDAR DR, SOUTHOLD, NY 11971-2174 |
| Document Number | 2374000289 |
| Book / Page | 23748 / 289 |
| Instrument Date | May 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 75 CEDAR DR, SOUTHOLD, NY 11971-2174 |
| Document Number | 2374000289, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 23748/289 |
| Name | SUFFOLK FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Southold Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,200 Land $1,400 Building $2,800 | $763,636 Land $254,545 Building $509,091 | |
| 2024 | $5,692.00 | ||
| 2023 | $4,200 Land $1,400 Building $2,800 | $7,368 Land $2,456 Building $4,912 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 75 Cedar Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 152 individual policies |
| Nearby Flood Policies | 176 units insured incl. 24 condo units |
| Nearby Flood Claims | 9 (1991–2012) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 75 Cedar Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
5G (outdoors only) and 4G LTE
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