75 Cary Dr, Erin, TN 37061 Property Records

Houston County property record for 75 Cary Dr, Erin, TN 37061

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,272 sqft · built 1956
Lot Size	2.8 acres (121,968 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Feb 2021)
Deeds & Mortgages	Aug 2018 Mortgage May 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`042020 03400`

Property Details

APN / Parcel Number

Primary APN	`042020 03400`
Alternative APN	`020 03400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	121,968 sqft (2.8 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	58 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	75 CARY DR
City	ERIN
State	TN
Zip	37061-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: E04
Jurisdiction	HOUSTON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1001
Census Tract	120200

Owner

Source: Houston County records, as of January 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	75 CARY DR, ERIN, TN 37061-4103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2018	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT COM
May 16, 2022	Deed of Trust, Mortgage · Line of Credit TRADITIONS FIRST BANK
Oct 22, 2013	Deed of Trust, Mortgage · Conventional Mortgage EVERBANK.COM
Oct 19, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH MORTGAGE
Jul 18, 2024	Quit Claim Deed, Transfer Quitclaim
Feb 22, 2021	Warranty Deed, Transfer · Conventional Mortgage TRADITIONS FIRST BANK
May 27, 2005	Deed, Transfer · Conventional Mortgage TRISTAR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2021 · Amount on File
Deed Sale	Feb 22, 2021 · Amount on File
Prior Sale	May 27, 2005 · Amount on File
Deed Document Number	202127966
Deed Book / Page	117 / 58
Prior Transfer Date	Feb 12, 2021
Prior Transfer Doc	0000117/60
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	75 CARY DR, ERIN, TN 37061-4103
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 CARY DR, ERIN, TN 37061-4103

Mortgage

Document Number	0000000098/0000000724
Date	Aug 6, 2018
Book Page	0000000098/0000000724
Instrument	23916

Lender

Name	LOAN DEPOT COM

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	75 CARY DR, ERIN, TN 37061-4103
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 CARY DR, ERIN, TN 37061-4103

Mortgage

Document Number	000129/450
Date	May 16, 2022
Book Page	129/450
Instrument	30495

Lender

Name	TRADITIONS FIRST BANK
Type	Bank
Address	DICKSON, TN 37055

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	75 CARY DR, ERIN, TN 37061-4103
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000072/193
Date	Oct 22, 2013
Book Page	72/193
Instrument	17442

Lender

Name	EVERBANK.COM
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2043

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	75 CARY DR, ERIN, TN 37061-4103
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000029/579
Date	Oct 19, 2006
Book Page	29/579
Instrument	6604

Lender

Name	FIRST COMMONWEALTH MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2036

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOUSTON TN
Recording Date	Jul 18, 2024
Property Address	75 CARY DR, ERIN, TN 37061-4103
Document Number	000146/722
Book / Page	146 / 722
Instrument Date	Jul 15, 2024
Instrument	34181
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 W GLENWOOD DR, CLARKSVILLE, TN 37040-3583

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON TN
Recording Date	Feb 22, 2021
Property Address	75 CARY DR, ERIN, TN 37061-4103
Document Number	0000117/58
Book / Page	117 / 58
Instrument Date	Feb 12, 2021
Instrument	27966
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	BANKERS T&E DICKSON LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.90
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 CARY DR, ERIN, TN 37061-4103

Mortgage

Document Number	0000117/60
Date	Feb 22, 2021
Book Page	117/60
Instrument	27967

Lender

Name	TRADITIONS FIRST BANK
Type	Bank
Address	ERIN, TN 37061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	HOUSTON TN
Recording Date	May 27, 2005
Property Address	75 CARY DR, ERIN, TN 37061-4103
Document Number	00RB17/675
Book / Page	RB17 / 675
Instrument Date	May 27, 2005
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5060, SIMI VALLEY, CA 93062-5060

Mortgage

Document Number	000017/677
Date	Jun 1, 2005
Book Page	17/677
Instrument	4041

Lender

Name	TRISTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Houston County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Houston County
Municipality	Erin City
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$31,575 (-) Land $5,075 Building $26,500
2023	$31,575 Land $5,075 Building $26,500
2020		$126,300 Land $20,300 Building $106,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	25 (1981–2021)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Severe Storm And Flooding, Aug 2021 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 3 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIN WATER DEPARTMENT serves 8,168 people · EPA ID TN0000230
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000
TEC Fiber	1,000 / 1,000

May also be available: T-Mobile.

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