Essex County and Montclair Township property record for 75 Cambridge Rd, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 3,285 sqft · built 1923 |
| Lot Size | 0.342 acres (14,880 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,352,000 (Jul 2021) |
| Tax Bill | $27,513 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04307-0000-00004 |
| Primary APN | 13-04307-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,285 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame |
| Lot Area | 14,880 sqft (0.342 acres) |
| Lot Dimensions | 160 ft deep x 93 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130430700004 |
|---|---|
| Street Address | 75 CAMBRIDGE RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-5035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 93X160 IRR |
| Legal Subdivision | MONTCLAIR TOWNSHIP |
| Legal Block | 4307 |
| Legal Lot Number | 4 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 16500 |
75 Cambridge Rd is owned and occupied by two individuals who bought it in July 2021.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 75 CAMBRIDGE RD, MONTCLAIR, NJ 07042-5035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 23, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2021 · Amount on File |
| Deed Sale | Jul 1, 2021 · Amount on File |
| Prior Sale | Jul 24, 2013 · Amount on File |
| Deed Document Number | 202180170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 1, 2021 |
| Property Address | 75 CAMBRIDGE RD, MONTCLAIR, NJ 07042-5035 |
| Document Number | 2021080170 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021080170 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Title Company | FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75 CAMBRIDGE RD, 75, MONTCLAIR, NJ 07042-5035 |
| Name | Verified Name |
|---|---|
| Address | 75 CAMBRIDGE RD, MONTCLAIR, NJ 07042-5035 |
| Document Number | 0000080171 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 2021080171 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 75 CAMBRIDGE RD, MONTCLAIR, NJ 07042-5035 |
| Document Number | 0000021004 |
| Instrument Date | Feb 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 75 CAMBRIDGE RD MONTCLAIR NJ 070425035, MONTCLAIR, NJ 07042-5035 |
| Document Number | 0000021004 |
|---|---|
| Date | Mar 8, 2017 |
| Instrument | 21004 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Mar 7, 2052 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 75 Cambridge Rd was $27,513, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $782,500 (-) Land $340,900 Building $441,600 | $782,500 (-) Land $340,900 Building $441,600 | |
| 2025 | $27,513.00 (+3.32%) | $782,500 Land $340,900 Building $441,600 | $782,500 Land $340,900 Building $441,600 |
| 2024 | $26,628.00 | ||
| 2023 | $782,500 Land $340,900 Building $441,600 | $782,500 Land $340,900 Building $441,600 | |
| 2022 | $25,728.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 75 Cambridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 75 Cambridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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