Clay County property record for 75 Bridle Path, Warne, NC 28909 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,572 sqft Heated Area |
| Lot Size | 126,324 sqft (2.9 acres) |
| Last Sale | $519,000 (2023) |
| Primary APN | 543900031008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,572 sqft Heated Area |
| Year Built | Built 2020 |
|---|---|
| Lot Area | 126,324 sqft (2.9 acres) |
| Account Number | 622374000 |
|---|---|
| Street Address | 75 BRIDLE PATH |
| City | WARNE |
| State | NC |
| Zip | 28909-0146 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 7 SADDLE RIDGE DEV |
| Legal Subdivision | SADDLE RIDGE |
| Legal Lot Number | 7 |
| Jurisdiction | CLAY NC |
| Minor Civil Division | BRASSTOWN |
| Census Blockgroup | 1 |
| Census Block | 1065 |
| Census Tract | 950202 |
Source: Clay County records · APN 543900031008
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 166, WARNE, NC 28909-0166 |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Jun 05, 2023 | Warranty Deed, Transfer |
| Aug 26, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Apr 01, 2019 | Deed of Trust, Mortgage · Building or Construction Mortgage NANTAHALA BANK & TRUST COMPANY |
| Jun 30, 2017 | Warranty Deed, Transfer · Seller Take-Back HOWARD KAISERMAN ETUX |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2023 · Amount on Record |
| Deed Sale | Jun 05, 2023 · Amount on Record |
| Prior Sale | Jun 30, 2017 · Amount on Record |
| Deed Doc Number | 0000004769 |
| Deed Book / Page | 476 / 9 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jun 05, 2023 |
| Property Address | 75 BRIDLE PATH, WARNE, NC 28909-0146 |
| Document Number | 00000476/9 |
| Book / Page | 476 / 9 |
| Map Reference | CAB 5 SL 1026 |
| Instrument Date | Jun 02, 2023 |
| Instrument | 2023001077 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,038.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 251 COUNTY ROAD 359, PAGOSA SPRINGS, CO 81147-8500 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 166, WARNE, NC 28909-0166 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 75 BRIDLE PATH, WARNE, NC 28909-0146 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 75 BRIDLE PATH, WARNE, NC 28909-0146 |
| Document Number | 0000D16/28 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | D16/28 |
| Instrument | 2021002823 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 05, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 75 BRIDLE PATH, WARNE, NC 28909-0146 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00V14/0003 |
|---|---|
| Date | Apr 01, 2019 |
| Book Page | V14/0003 |
| Instrument | 2019000686 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | HAYESVILLE, NC 28904 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Apr 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jun 30, 2017 |
| Property Address | 75 BRIDLE PATH, WARNE, NC 28909-0146 |
| Document Number | 000411/165 |
| Book / Page | 411 / 165 |
| Map Reference | CAB 5 PG 1074 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 2017001310 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7346 NW 83RD COURT RD, OCALA, FL 34482-8021 |
| Document Number | 2017001311 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 2017001311 |
| Name | HOWARD KAISERMAN ETUX |
|---|---|
| Type | Seller |
| Type | Seller Take-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jun 30, 2018 |
Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $263,400 (-) Land $59,000 Building $204,400 | $263,400 (-) Land $59,000 Building $204,400 |
| 2023 | $263,400 Land $59,000 Building $204,400 | $263,400 Land $59,000 Building $204,400 |
75 Bridle Path is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Clay County (37043C), updated May 4, 2009
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 66th percentile of exposed land nationally · 88th in North Carolina |
|---|---|
| Wildfire Likelihood | High — about 1 in 388 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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