75 Boyd St, Somerville, TN 38068 Property Records

Fayette County property record for 75 Boyd St, Somerville, TN 38068

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,188 sqft · built 1995
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Jun 2019)
Tax Bill	$504 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Oct 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`090J-C-048.00`

Property Details

APN / Parcel Number

Primary APN	`090J-C-048.00`
Alternative APNs	`01090OC090J04800` `024090J C 04800`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	75 BOYD ST
City	SOMERVILLE
State	TN
Zip	38068-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLARD COLLINS SUBD PB: 5 PG: 104 LOT: 48 GIS 2000 90O C 48.00
Legal Subdivision	WILLARD COLLINS SUBD
Legal Lot Number	48
Jurisdiction	FAYETTE TN
Township / Civil Division	1
Census Block Group	4
Census Block	4021
Census Tract	60501

Owner

75 Boyd St is owned by an individual who bought it in June 2019.

Source: Fayette County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	60 KENNEDY RD, LAMAR, MS 38642-9610
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE BANK OF FAYETTE COUNTY
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit THE BANK OF FAYETTE COUNTY
Oct 9, 2020	Loan Modification, Mortgage · Conventional Mortgage BANK OF FAYETTE CNTY
Jun 11, 2019	Grant Deed, Transfer RIVER BLUFF TITLE LLC
Dec 14, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2019 · Amount on File
Deed Sale	Jun 11, 2019 · Amount on File
Prior Sale	Dec 14, 2018 · Amount on File
Deed Document Number	20193451
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	75 BOYD ST, SOMERVILLE, TN 38068-2027
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003824
Date	Jul 1, 2019
Instrument	19003824

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank
Address	EADS, TN 38028

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	75 BOYD ST, SOMERVILLE, TN 38068-2027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006308
Date	Oct 10, 2019
Instrument	19006308

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank
Address	EADS, TN 38028

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FAYETTE TN
Property Address	75 BOYD ST, SOMERVILLE, TN 38068-2027
Document Number	0000008214
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 BOYD ST SOMERVILLE TN 380682027, SOMERVILLE, TN 38068-2027

Mortgage

Document Number	0000008214
Date	Oct 19, 2020
Instrument	8214

Lender

Name	BANK OF FAYETTE CNTY
Type	Bank
Address	EADS, TN 38028

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAYETTE TN
Recording Date	Jun 11, 2019
Property Address	75 BOYD ST, SOMERVILLE, TN 38068-2027
Document Number	0000003451
Instrument Date	Jun 3, 2019
Instrument	3451
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	RIVER BLUFF TITLE LLC

Transaction

Amount	Amount on Record
Tax	$148.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 KENNEDY RD LAMAR MS 386429610, LAMAR, MS 38642-9610

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FAYETTE TN
Recording Date	Dec 14, 2018
Property Address	75 BOYD ST, SOMERVILLE, TN 38068-2027
Document Number	0000007537
Instrument Date	Dec 10, 2018
Instrument	7537
Transaction Type	Foreclosure
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$306.27
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	440 S LA SALLE ST #2000 CHICAGO IL 606055011, 2000, CHICAGO, IL 60605-5011

Tax Assessment & Valuation

The 2025 property tax bill for 75 Boyd St was $504.

Source: Fayette County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Municipality	Somerville Town
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$504.00	$36,600 Land $5,000 Building $31,600	$146,400 Land $20,000 Building $126,400
2023		$25,150 (-) Land $3,325 Building $21,825
2022	$473.00	$25,150 Land $3,325 Building $21,825
2021			$100,600 Land $13,300 Building $87,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Boyd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Boyd St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER SYSTEM serves 5,354 people · EPA ID TN0000641
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Boyd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures