75 Bermuda Dr, Hardy, VA 24101 Property Records

Franklin County property record for 75 Bermuda Dr, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,097 sqft · built 2017
Lot Size	0.399 acres (17,380 sqft)
Owner	Individual Name on File
Last Sale	$1,739 (Feb 2020)
Tax Bill	$2,122 (2025)
Deeds & Mortgages	Feb 2020 Sale Jun 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015 09-035 00`

Property Details

APN / Parcel Number

Primary APN	`015 09-035 00`
Alternative APN	`42332`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,097 sqft Living Area
Gross Area	2,911 sqft
1st Floor Area	2,097 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,380 sqft (0.399 acres)
Terrain	Rolling
Garage Area	480 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	164 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	42332
Street Address	75 BERMUDA DR
City	HARDY
State	VA
Zip	24101-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	RESERVE AT WESTLAKE LOT 35-A
Legal Subdivision	RESERVE AT WESTLAK
Legal Lot Number	35-A
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1025
Census Tract	20302

Owner

Source: Franklin County records · APN 015 09-035 00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	75 BERMUDA DR, HARDY, VA 24101-2606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 07, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jun 08, 2018	Warranty Deed, Transfer NOT AVAILABLE
Sep 08, 2017	Trustee's Deed, Construction Loan · Line of Credit BANK OF NC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 07, 2020 · Amount on Record
Deed Sale	Feb 07, 2020 · Amount on Record
Prior Sale	Jun 08, 2018 · Amount on Record
Deed Document Number	2020835
Deed Book / Page	1134 / 1514
Record Updated	Sep 20, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 07, 2020
Property Address	75 BERMUDA DR, HARDY, VA 24101-2606
Document Number	0011341514
Book / Page	001134 / 001514
Instrument Date	Nov 19, 2019
Instrument	835
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$2.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 BERMUDA DR HARDY VA 241012689, HARDY, VA 24101-2689

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 08, 2018
Property Address	75 BERMUDA DR, HARDY, VA 24101-2606
Document Number	0011090898
Book / Page	001109 / 000898
Instrument Date	Jun 06, 2018
Instrument	3594
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$347.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 BERMUDA DR HARDY VA 241012606, HARDY, VA 24101-2606

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 08, 2017
Property Address	75 BERMUDA DR, HARDY, VA 24101-2606
Document Number	0010972105
Book / Page	001097 / 002105
Instrument Date	Sep 07, 2017
Instrument	5653
Transaction Type	Construction Loan
Record Updated	Oct 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	10972105
Date	Sep 08, 2017
Book Page	001097/002105
Instrument	5653

Lender

Name	BANK OF NC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,122.00 (+3.66%)	$493,700 (+47.11%) Land $52,000 Building $441,700	$493,700 (+47.11%) Land $52,000 Building $441,700
2023	$2,047.00	$335,600 (-) Land $47,000 Building $288,600	$335,600 (-) Land $47,000 Building $288,600
2022		$335,600 Land $47,000 Building $288,600	$335,600 Land $47,000 Building $288,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 6, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Cable	1,000 / 50
ZiTEL Fiber	960 / 960
Verizon Fixed Wireless	300 / 20

May also be available: SML Wireless.

Based on FCC filings for 83 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

75 Bermuda Dr, Hardy, VA 24101 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2017: Trustee's Deed, Construction Loan

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Bermuda Dr

Nearby Streets

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