Franklin County property record for 75 Bates Rd, Frankfort, KY 40601
| Property Type | Rural Home |
|---|---|
| Details | 552 sqft · built 1999 |
| Lot Size | 10.3 acres (450,105 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,500 (Nov 2011) |
| Tax Bill | $3,836 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2021 Line of Credit + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-00-00-002.05 |
| Primary APN | 069-00-00-002.05 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 552 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 450,105 sqft (10.3 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 59265 |
|---|---|
| Street Address | 75 BATES RD |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-9446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TRACT 21-A J-A-H MEFFORD FARM |
| Legal Subdivision | J-A-H MEFFORD FARM |
| Legal Tract | 21 |
| Legal Lot Number | 2 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | PEAKS MILL |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 70801 |
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 75 BATES RD, FRANKFORT, KY 40601-9446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Jun 30, 2021 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Oct 7, 2009 | Deed of Trust, Mortgage · Commercial Mortgage MAIN SOURCE BANK |
| Mar 16, 2011 | Deed of Trust, Mortgage FARMERS BANK & CAPITAL TRUST CO |
| Apr 9, 2007 | Deed of Trust, Mortgage · Conventional Mortgage TAYLOR BEAN & WHITAKER MORTGAGE CORP |
| Jun 30, 2021 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Nov 10, 2011 | Intrafamily Transfer, Transfer |
| Nov 10, 2011 | Intrafamily Transfer, Transfer |
| Jun 28, 2006 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2011 · Amount on Record |
| Deed Sale | Nov 10, 2011 · Amount on Record |
| Prior Sale | Nov 10, 2011 · Amount on Record |
| Deed Document Number | 2011378509 |
| Deed Book / Page | 529 / 437 |
| Prior Transfer Date | Nov 3, 2011 |
| Prior Transfer Doc | 0529/433 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 75 BATES RD, FRANKFORT, KY 40601-9446 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1606/169 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | M1606/169 |
| Instrument | 526293 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 75 BATES RD, FRANKFORT, KY 40601-9446 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 75 BATES RD, FRANKFORT, KY 40601-9446 |
| Document Number | 0M1609/751 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | M1609/751 |
| Instrument | 528081 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 30, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 75 BATES RD, FRANKFORT, KY 40601-9446 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1151/615 |
|---|---|
| Date | Oct 7, 2009 |
| Book Page | M1151/615 |
| Instrument | 350112 |
| Name | MAIN SOURCE BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | FRANKFORT, KY 40601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 75 BATES RD, FRANKFORT, KY 40601-9446 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1199/659 |
|---|---|
| Date | Mar 16, 2011 |
| Book Page | M1199/659 |
| Instrument | 369541 |
| Name | FARMERS BANK & CAPITAL TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Mar 10, 2012 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 75 BATES RD, FRANKFORT, KY 40601-9446 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1053/299 |
|---|---|
| Date | Apr 9, 2007 |
| Book Page | M1053/299 |
| Instrument | 314499 |
| Name | TAYLOR BEAN & WHITAKER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | OCALA, FL 34475 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 75 BATES RD, FRANKFORT, KY 40601-9446 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 75 BATES RD, FRANKFORT, KY 40601-9446 |
| Document Number | M1609/751 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | M1609/751 |
| Instrument | 528081 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 30, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 75 BATES RD, FRANKFORT, KY 40601-9446 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1606/169 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | M1606/169 |
| Instrument | 526293 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2031 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Nov 10, 2011 |
| Property Address | 75 BATES RD, FRANKFORT, KY 40601-9446 |
| Document Number | 000529/433 |
| Book / Page | 0529 / 433 |
| Map Reference | CAB F SL294 |
| Instrument Date | Nov 3, 2011 |
| Instrument | 378508 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7042, FRANKFORT, KY 40602-7042 |
| Name | Verified Name |
|---|---|
| Address | 75 BATES RD, FRANKFORT, KY 40601-9446 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Nov 10, 2011 |
| Property Address | 75 BATES RD, FRANKFORT, KY 40601-9446 |
| Document Number | 000529/437 |
| Book / Page | 0529 / 437 |
| Instrument Date | Nov 3, 2011 |
| Instrument | 378509 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7042, FRANKFORT, KY 40602-7042 |
| Name | Verified Name |
|---|---|
| Address | 75 BATES RD, FRANKFORT, KY 40601-9446 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jun 28, 2006 |
| Property Address | 75 BATES RD, FRANKFORT, KY 40601-9446 |
| Document Number | 00D492/111 |
| Book / Page | D492 / 111 |
| Instrument Date | Jun 27, 2006 |
| Instrument | 300654 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 291 BATES RD, FRANKFORT, KY 40601 |
| Name | Verified Name |
|---|---|
| Address | 105 BATES RD, FRANKFORT, KY 40601-9446 |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,836.00 (+0.24%) | $320,258 (-) Land $5,258 Building $315,000 | $320,258 (-) Land $5,258 Building $315,000 |
| 2023 | $3,827.00 | $320,258 | $320,258 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 16 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEAKS MILL WATER DISTRICT serves 3,268 people · EPA ID KY0370346 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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