75 Argyle St, Apt 1, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 75 Argyle St, Apt 1, Melrose, MA 02176

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,325 sqft · built 1895
Owner	Individual Name on File
Last Sale	$600,000 (Aug 2024)
Tax Bill	$6,458 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0E7 P:00095-1`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0E7 P:00095-1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Units	3 Units
Stories	3 Stories
Building Area	1,325 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	75 ARGYLE ST, 1
City	MELROSE
State	MA
Zip	02176-4927
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	2
Census Block	2006
Census Tract	336300

Owner

75 Argyle St, Apt 1 is owned by an individual who bought it in August 2024.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	442 WATER ST, 2C, WAKEFIELD, MA 01880-3515
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage BAYCOAST MORTGAGE COMPANY
Mar 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Mar 30, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2024 · Amount on File
Deed Sale	Aug 1, 2024 · Amount on File
Prior Sale	Jun 1, 2016 · Amount on File
Deed Book / Page	83081 / 248
Prior Transfer Date	Mar 25, 2021
Prior Transfer Doc	077372-467
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	75 ARGYLE ST APT 1, 1, MELROSE, MA 02176-4927
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084794-557
Date	Oct 28, 2025
Book Page	84794/557
Instrument	130962

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	75 ARGYLE ST APT 1, 1, MELROSE, MA 02176-4927
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077372-470
Date	Mar 30, 2021
Book Page	77372/470
Instrument	70591

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Mar 30, 2021
Property Address	75 ARGYLE ST APT 1, 1, MELROSE, MA 02176-4927
Document Number	077372-467
Book / Page	77372 / 467
Instrument Date	Mar 25, 2021
Instrument	70590
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	75 ARGYLE ST APT 1, 1, MELROSE, MA 02176-4927

Mortgage

Document Number	077372-470
Date	Mar 30, 2021
Book Page	77372/470
Instrument	70591

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 75 Argyle St, Apt 1 was $6,458, up 40.3% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,458.00 (+40.27%)	$563,000 (+21.05%) Building $563,000	$537,000 (-3.41%)
2025	$4,604.00 (+0.83%)	$465,100 (+1.15%) Building $465,100	$555,940
2024	$4,566.00 (-1.83%)	$459,800 (+3%) Building $459,800
2023	$4,651.00	$446,400 Building $446,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Argyle St, Apt 1 in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1982–2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 5 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 75 Argyle St, Apt 1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	520 / 116

May also be available: T-Mobile.

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