75 Archer St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 75 Archer St, Granite Falls, NC 28630

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 984 sqft · built 1926
Lot Size0.188 acres (8,190 sqft)
Owner2 Individual Names on Record
Last Sale$52,000 (Nov 2002)
Tax Bill$413 (2026)
Deeds & MortgagesMay 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN08 7 1 23

Property Details

APN / Parcel Number

Primary APN08 7 1 23
Alternative APN
  • 118475

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area984 sqft Heated Area
Gross Area1,194 sqft
1st Floor Area840 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,190 sqft (0.188 acres)
Lot Dimensions130 ft deep x 63 ft wide
PorchSlab
Porch Area354 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number118475
Street Address75 ARCHER ST
CityGRANITE FALLS
StateNC
Zip28630-1501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1420 PG 445 YR 02 ST 104.00
JurisdictionCALDWELL NC
Township / Civil DivisionLOVELADY
Census Block Group1
Census Block1009
Census Tract31402

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 678, GRANITE FALLS, NC 28630-0678
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2002 · Amount on Record
Deed SaleNov 22, 2002 · Amount on Record
Prior SaleJun 12, 1998 · Amount on Record
Deed Book / Page1420 / 445
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address75 ARCHER ST, GRANITE FALLS, NC 28630-1501
Document Number0010044633
Instrument DateMay 15, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 ARCHER ST GRANITE FALLS NC 286301501, GRANITE FALLS, NC 28630-1501

Mortgage

Document Number0010044633
DateJun 3, 2020
Book Page001989/001804
Instrument10044633
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityGranite Falls Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$413.00 (-25.18%)$84,800 (-) Land $8,300 Building $76,500
2025$552.00 (+88.4%)$84,800 (+89.71%) Land $8,300 Building $76,500$84,800 (+89.71%) Land $8,300 Building $76,500
2023$44,700 (-) Land $7,100 Building $37,600$44,700 (-) Land $7,100 Building $37,600
2022$293.00$44,700 Land $7,100 Building $37,600$44,700 Land $7,100 Building $37,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GRANITE FALLS
serves 7,318 people · EPA ID NC0114030
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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