75 Academy Cir, Pell City, AL 35128 Property Records

St. Clair County property record for 75 Academy Cir, Pell City, AL 35128

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,178 sqft · built 1976
Lot Size1.8 acres (78,408 sqft)
Owner2 Individual Names on File
Tax Bill$891 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN27-02-09-0-000-006.000

Property Details

APN / Parcel Number

Primary APN27-02-09-0-000-006.000
Alternative APNs
  • 00505905
  • 505905
  • 28056

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,178 sqft Living Area
1st Floor Area2,088 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area78,408 sqft (1.8 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number00505905
Street Address75 ACADEMY CIR
CityPELL CITY
StateAL
Zip35128-4943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG NW COR NW4 NE4 E 17.9' S 164.83' 9-17-2
Legal Range02E
Legal Township17S
Legal Section09
JurisdictionST CLAIR AL
Township / Civil DivisionMOODY
Census Block Group2
Census Block2045
Census Tract40105

Owner

75 Academy Cir is owned and occupied by two individuals.

Source: St. Clair County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address75 ACADEMY CIR, PELL CITY, AL 35128-4943
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address75 ACADEMY CIR, PELL CITY, AL 35128-4943
Document Number0000004581
Instrument DateJan 31, 2017
Transaction TypeMortgage
Record UpdatedJul 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number0000004581
DateFeb 7, 2017
Instrument4581
Lender
NameAPCO EMPS CU
TypeCredit Union
AddressBIRMINGHAM, AL 35203
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 75 Academy Cir was $891 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
Unified School DistrictPell City City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$891.00$26,100$212,420
2023$42,484 Land $4,140 Building $38,344$212,420 Land $20,700 Building $191,720
2022$800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 75 Academy Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 75 Academy Cir is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 77% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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