75 Abbott Run Valley Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 75 Abbott Run Valley Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,124 sqft · built 1962
Lot Size	0.617 acres (26,877 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Oct 2001)
Tax Bill	$7,684 (2026)
Deeds & Mortgages	Sep 2023 Refinance Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`166-48`

Property Details

APN / Parcel Number

Primary APN	`166-48`
Alternative APN	`CUMB M:023 B:0044 L:000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,124 sqft Living Area
Gross Area	5,327 sqft
1st Floor Area	2,124 sqft
Basement Area	2,124 sqft
Unfinished Basement	2,124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,877 sqft (0.617 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	166-48
Street Address	75 ABBOTT RUN VALLEY RD
City	CUMBERLAND
State	RI
Zip	02864-3296
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	44
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2029
Census Tract	11404

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 ABBOTT RUN VALLEY RD, CUMBERLAND, RI 02864-3296
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GUILD MORTGAGE CO
Jun 14, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2001 · Amount on Record
Deed Sale	Oct 15, 2001 · Amount on Record
Deed Book / Page	951 / 476
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	75 ABBOTT RUN VALLEY RD, CUMBERLAND, RI 02864-3296
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001964-530
Date	Sep 25, 2023
Book Page	1964/530
Instrument	140742

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	75 ABBOTT RUN VALLEY RD, CUMBERLAND, RI 02864-3296
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001958-148
Date	Jun 14, 2023
Book Page	1958/148
Instrument	139227

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	75 ABBOTT RUN VALLEY RD, CUMBERLAND, RI 02864-3296
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1865-672
Date	Nov 30, 2020
Book Page	1865/672
Instrument	119413

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	75 ABBOTT RUN VALLEY RD, CUMBERLAND, RI 02864-3296
Document Number	1759-251
Book / Page	001759 / 000251
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 ABBOTT RUN VALLEY RD CUMBERLAND RI 028643296, CUMBERLAND, RI 02864-3296

Mortgage

Document Number	1759-251
Date	Nov 20, 2017
Book Page	001759/000251

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,684.00 (-0.95%)	$767,600 (+21.4%) Land $283,700 Building $483,900	$702,779
2025	$7,758.00 (+5.59%)	$632,300 (-) Land $205,100 Building $427,200
2023	$7,347.00 (+13.75%)	$632,300 (+46.74%) Land $205,100 Building $427,200
2022	$6,459.00	$430,900 Land $147,800 Building $283,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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