75 A Young Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 75 A Young Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,979 sqft · built 1984
Lot Size	1.37 acres (60,000 sqft)
Owner	Individual Name on Record
Last Sale	$605,000 (Oct 2022)
Tax Bill	$7,272 (2026)
Deeds & Mortgages	Sep 2024 Refinance Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0021 B:000A L:0000007`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0021 B:000A L:0000007`
Alternative APN	`CHRL M:0021 B:000A L:0000007`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,979 sqft Living Area
Gross Area	9,917 sqft
Basement Area	2,182 sqft
Unfinished Basement	2,182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	60,000 sqft (1.37 acres)
Garage Type	Basement
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	75 A YOUNG RD
City	CHARLTON
State	MA
Zip	01507-1561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	A
Legal Lot Number	7
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	1
Census Block	1029
Census Tract	756102

Owner

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 A YOUNG RD, CHARLTON, MA 01507-1561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2024	Quit Claim Deed, Transfer · Stand-Alone Refinance GUILD MORTGAGE CO
Oct 11, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION
Jul 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CBC NATIONAL BANK
Feb 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 31, 2017	Quit Claim Deed, Transfer DIGITAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Aug 31, 2017 · Amount on Record
Deed Book / Page	68333 / 359
Last Transfer Date	Sep 18, 2024
Transfer Doc	071058-330
Record Updated	Oct 29, 2026

September 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Sep 23, 2024
Property Address	75 A YOUNG RD, CHARLTON, MA 01507-1561
Document Number	071058-330
Book / Page	71058 / 330
Instrument Date	Sep 18, 2024
Instrument	202400077481
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75A YOUNG RD, CHARLTON, MA 01507-1561

Mortgage

Document Number	202400077482
Date	Sep 23, 2024
Instrument	202400077482

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Oct 11, 2022
Property Address	75 A YOUNG RD, CHARLTON, MA 01507-1561
Document Number	068333-359
Book / Page	68333 / 359
Instrument Date	Oct 11, 2022
Instrument	110498
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	75A YOUNG RD, CHARLTON, MA 01507-1561

Mortgage

Document Number	0000110499
Date	Oct 11, 2022
Instrument	110499

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	75 A YOUNG RD, CHARLTON, MA 01507-1561
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60731-311
Date	Jul 19, 2019
Book Page	60731/311
Instrument	69733

Lender

Name	CBC NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Feb 18, 2020
Property Address	75 A YOUNG RD, CHARLTON, MA 01507-1561
Document Number	61905-54
Book / Page	061905 / 000054
Instrument Date	Jan 3, 2020
Instrument	16567
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 A YOUNG RD CHARLTON MA 015071561, CHARLTON, MA 01507-1561

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Aug 31, 2017
Property Address	75 A YOUNG RD, CHARLTON, MA 01507-1561
Document Number	57673-162
Book / Page	57673 / 162
Instrument	96251
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.21
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 A YOUNG RD, CHARLTON, MA 01507-1561

Mortgage

Document Number	576730164
Date	Aug 31, 2017
Instrument	57673/0164

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Aug 31, 2032

Tax Assessment & Valuation

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,272.00 (+1.41%)	$664,700 (+3.17%) Land $93,000 Building $571,700	$758,670
2025	$7,171.00 (+2.56%)	$644,300 (+4.49%) Land $90,000 Building $554,300
2024	$6,992.00 (+1.5%)	$616,600 (+8.92%) Land $90,000 Building $526,600
2023	$6,889.00	$566,100 Land $87,000 Building $479,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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