75 2nd St, #77, Shelby, OH 44875 Property Records

Richland County property record for 75 2nd St, #77, Shelby, OH 44875

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4,316 sqft · built 1900
Lot Size	0.283 acres (12,341 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (Nov 2018)
Tax Bill	$933 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`046-08-039-18-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-039-18-000`
Alternative APN	`08101`

Interior

Units	4 Units
Stories	2 Stories
Building Area	4,316 sqft Total Area
1st Floor Area	1,748 sqft
2nd Floor Area	1,200 sqft
Basement Area	1,368 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	12,341 sqft (0.283 acres)
Lot Dimensions	176 ft deep x 70 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	75 2ND ST, 77
City	SHELBY
State	OH
Zip	44875-1038
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	787 N PT 70.17 X 176.0
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4018
Census Tract	2600

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	75 2ND ST, SHELBY, OH 44875-1038
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL COMMUNITY BANK
Nov 28, 2018	Warranty Deed, Transfer · Line of Credit MECHANICS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Prior Sale	Oct 14, 2016 · Amount on Record
Deed Document Number	201814196
Deed Book / Page	2666 / 693
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	75-77 SECOND ST, SHELBY, OH 44875
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002978/568
Date	Feb 24, 2022
Book Page	2978/568
Instrument	202200002391

Lender

Name	FIRST FEDERAL COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	5.75%
Index	Other
Max Rate	9.75%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Nov 28, 2018
Property Address	75-77 SECOND ST, SHELBY, OH 44875
Document Number	02666/0693
Book / Page	2666 / 0693
Instrument Date	Nov 26, 2018
Instrument	201800014196
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 2ND ST, SHELBY, OH 44875-1038

Mortgage

Document Number	201800014197
Date	Nov 28, 2018
Instrument	201800014197

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	162 Months
Due	May 10, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$933.00 (+0.11%)	$16,220 (-) Land $4,750 Building $11,470
2024	$932.00 (-0.75%)	$16,220 (-) Land $4,750 Building $11,470
2023	$939.00 (-9.54%)	$16,220 (-0.43%) Land $4,750 Building $11,470	$46,350 (-0.39%) Land $13,580 Building $32,770
2022	$1,038.00	$16,290 Land $4,320 Building $11,970
2020			$46,530 Land $12,340 Building $34,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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