75 1st St, Harrison, NY 10528 Property Records

Westchester County and Harrison Town property record for 75 1st St, Harrison, NY 10528

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,295 sqft · built 1907
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Tax Bill$3,122 (2026)
Deeds & MortgagesJul 2022 Reverse Mortgage
Dec 2017 Reverse Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN552801 0105.-21

Property Details

APN / Parcel Number

Primary APN552801 0105.-21
Alternative APNs
  • 5528000001050000021
  • 000006980

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,295 sqft Total Area
1st Floor Area735 sqft
2nd Floor Area560 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Architectural StyleOther
Exterior MaterialComposition/Composite
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area266 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number000006980
Street Address75 1ST ST
CityHARRISON
StateNY
Zip10528-4430
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeB
Legal SubdivisionFRANKLIN PARK MADE BY H H SPINDLER
Legal Lot Number21
JurisdictionWESTCHESTER NY
Township / Civil DivisionHARRISON
Census Block Group4
Census Block4011
Census Tract8404

Owner

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address75 1ST ST, HARRISON, NY 10528-4430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2022Deed of Trust, Mortgage · Reverse Mortgage
JET DIRECT FUNDING CORP
Dec 11, 2017Deed of Trust, Mortgage · Reverse Mortgage
JET DIRECT FUNDING CORP
Nov 10, 2020Deed of Trust, Mortgage · Reverse Mortgage
JET DIRECT FUNDING CORP
Aug 29, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jul 10, 2019Deed of Trust, Mortgage · FHA Mortgage
JET DIRECT FNDG
Dec 4, 2017Deed of Trust, Mortgage
FEDERAL HUSNG COMMISSIONER

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 25, 2008
Transfer Doc0480880038
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address75 1ST ST, HARRISON, NY 10528-4430
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyEQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 1ST ST, HARRISON, NY 10528-4430

Mortgage

Document Number0621933295
DateJul 12, 2022
Instrument621933295
Lender
NameJET DIRECT FUNDING CORP
TypeMortgage Company
AddressBAY SHORE, NY 11706
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate2.77%
Type Change DateMay 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate12.7%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address75 1ST ST, HARRISON, NY 10528-4430
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyBETA ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0573453036
DateDec 11, 2017
Instrument573453036
Lender
NameJET DIRECT FUNDING CORP
TypeNon-Lending Institution
AddressBAY SHORE, NY 11706
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.93%
Type Change DateJan 1, 2019
Change FrequencyAnnually
Min Rate At Change2%
Index1-Year LIBOR
Max Rate5%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address75 1ST ST, HARRISON, NY 10528-4430
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0603153040
DateNov 10, 2020
Instrument603153040
Lender
NameJET DIRECT FUNDING CORP
AddressBAY SHORE, NY 11706
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.06%
Type Change DateSep 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address75 1ST ST, HARRISON, NY 10528-4430
Document Number0603153041
Instrument DateAug 29, 2020
Transaction TypeMortgage
Record UpdatedNov 25, 2020
Title CompanyEQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 1ST ST HARRISON NY 105284430, HARRISON, NY 10528-4430

Mortgage

Document Number0603153041
DateNov 10, 2020
Book Page060315/003041
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.06%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address75 1ST ST, HARRISON, NY 10528-4430
Document Number0592343524
Instrument DateJul 10, 2019
Transaction TypeMortgage
Record UpdatedSep 2, 2019
Title CompanyEQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 1ST ST HARRISON NY 105284430, HARRISON, NY 10528-4430

Mortgage

Document Number0592343524
DateAug 22, 2019
Book Page059234/003524
Lender
NameJET DIRECT FNDG
TypeFunding / Finance Company
AddressBAY SHORE, NY 11706
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1032 Months
Interest
Rate TypeAdjustable Rate
Rate4.19%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address75 1ST ST, HARRISON, NY 10528-4430
Document Number0573453037
Instrument DateDec 4, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 1ST ST HARRISON NY 105284430, HARRISON, NY 10528-4430

Mortgage

Document Number0573453037
DateDec 11, 2017
Book Page057345/003037
Lender
NameFEDERAL HUSNG COMMISSIONER
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
AmountAmount Recorded
Term1056 Months
Interest
Rate4.93%

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionHarrison Town
MunicipalityHarrison Village
Unified School DistrictHarrison Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,122.00 (-38.01%) Homeowner's exemption Senior Citizen's exemption
2025$5,036.00$4,170 (-) Land $1,500 Building $2,670$359,482 (-2.59%) Land $129,310 Building $230,172
2024Homeowner's exemption Senior Citizen's exemption$4,170 (-) Land $680 Building $3,490$369,027 (+3.54%) Land $60,177 Building $308,850
2023$4,170 Land $680 Building $3,490$356,411 Land $58,120 Building $298,291

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims65 (1978–2026)
Claims Outside the SFHA8 of 65
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTCHESTER JOINT WATER WORKS
serves 59,629 people · EPA ID NY5903435
Water SourceSurface water
Last State InspectionMar 2025
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Jun 1993
Haloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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