Hamilton County property record for 7499 Morgan Rd, Cleves, OH 45002
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,456 sqft · built 1960 |
| Lot Size | 14.5 acres (631,620 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $684,000 (Nov 2024) |
| Tax Bill | $9,883 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 630-0150-0004-00 |
| Primary APN | 630-0150-0004-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 631,620 sqft (14.5 acres) |
| Garage Type | Attached |
| Garage Area | 897 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 300 sqft |
| Patio Area | 425 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7499 MORGAN RD |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-9770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORGAN RD 14.50 ACS R1-T2-S34 NW |
| Legal Range | 01 |
| Legal Township | 02 |
| Legal Section | 34 |
| Legal Subdivision | MAHAWE HILLS SUB |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WHITEWATER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 26102 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7499 MORGAN RD, CLEVES, OH 45002-9770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jul 20, 2022 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| May 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| May 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jan 22, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Nov 15, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED SAVINGS BANK |
| Jun 30, 2020 | Deed of Trust, Mortgage UNION SVGS |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2024 · Amount on Record |
| Deed Sale | Nov 15, 2024 · Amount on Record |
| Prior Sale | Nov 15, 2024 · Amount on Record |
| Deed Document Number | 0000081727 |
| Deed Book / Page | 15294 / 1912 |
| Last Transfer Date | Jan 22, 2025 |
| Transfer Doc | 0000004452 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7499 MORGAN RD, CLEVES, OH 45002-9770 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000053442 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | 14407/846 |
| Instrument | 2021-0053442 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7499 MORGAN RD, CLEVES, OH 45002-9770 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7499 MORGAN RD, CLEVES, OH 45002-9770 |
| Document Number | 0000071314 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 14712/1416 |
| Instrument | 2022-0071314 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7499 MORGAN RD, CLEVES, OH 45002-9770 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 7499 MORGAN RD, CLEVES, OH 45002-9770 |
| Document Number | 0000039001 |
|---|---|
| Date | May 28, 2025 |
| Book Page | 15425/48 |
| Instrument | 2025-0039001 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7499 MORGAN RD, CLEVES, OH 45002-9770 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 7499 MORGAN RD, CLEVES, OH 45002-9770 |
| Document Number | 0000035059 |
|---|---|
| Date | May 13, 2025 |
| Book Page | 15415/1646 |
| Instrument | 2025-0035059 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLEVES, OH 45002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 22, 2025 |
| Property Address | 7499 MORGAN RD, CLEVES, OH 45002-9770 |
| Document Number | 0000004452 |
| Book / Page | 15337 / 452 |
| Instrument Date | Jan 14, 2025 |
| Instrument | 2025-0004452 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7499 MORGAN RD, CLEVES, OH 45002-9770 |
| Document Number | 0000004453 |
|---|---|
| Date | Jan 22, 2025 |
| Instrument | 2025-0004453 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 15, 2024 |
| Property Address | 7499 MORGAN RD, CLEVES, OH 45002-9770 |
| Document Number | 0000081727 |
| Book / Page | 15294 / 1912 |
| Instrument Date | Nov 1, 2024 |
| Instrument | 2024-0081727 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $684.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7499 MORGAN RD, CLEVES, OH 45002-9770 |
| Document Number | 0000081728 |
|---|---|
| Date | Nov 15, 2024 |
| Instrument | 2024-0081728 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7499 MORGAN RD, CLEVES, OH 45002-9770 |
| Document Number | 0000064416 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7499 MORGAN RD CLEVES OH 450029770, CLEVES, OH 45002-9770 |
| Document Number | 0000064416 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 014204/000095 |
| Instrument | 64416 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 6, 2050 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Whitewater Township |
| Unified School District | Southwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,883.00 (+172.18%) | $105,550 (-) Land $52,710 Building $52,840 | |
| 2024 | $3,631.00 (-0.38%) | $105,550 (-) Land $52,710 Building $52,840 | |
| 2023 | $3,645.00 (+10.76%) | $105,550 (+19.76%) Land $52,710 Building $52,840 | $301,570 (+19.77%) Land $150,600 Building $150,970 |
| 2022 | $3,291.00 Homeowner's exemption Additional exemption filed | $88,131 Land $48,339 Building $39,792 | |
| 2020 | $251,800 Land $138,110 Building $113,690 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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